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BANKS

UBPay – a technological platform that brings the world closer

In today’s rapidly evolving fintech landscape, true competitive advantage comes not only from offering online services, but also from the ability to integrate quickly and scale into new markets.

Trust is the key to successful cooperation

Acba Bank presented its experience at the conference "Board of Directors in Armenia: Challenges and Opportunities," emphasizing the key role of corporate governance in the development of the Armenian economy, the bank's press service reported.

Armenia extends program to support bad debtors, allocating $730,000 for this purpose

During a meeting on Thursday, the Armenian government decided to extend the program aimed at boosting the economic activity of those with bad loans.

Dollarization in Armenia is at a historically low level – Central Bank

In recent months, the dollarization level in Armenia has dropped to a historically low level, according to the Central Bank of the Republic.

Acba Bank’s cybersecurity team shared how to protect against cybercriminals

Acba Bank's cybersecurity team presented its solutions for protecting the digital environment from online threats and fraud at the ArmSec 2025 conference.

RATINGS

Net loan portfolio of Armenian banks increased by 29.89% to AMD 7.2 trillion in third quarter of 2025

The loan portfolio of Armenia's banking system increased by 29.89% in the third quarter of 2025 compared to the same quarter of 2024, reaching AMD 7.16 trillion.

Ranking of Armenia’s Most Profitable Banks for the Third Quarter of 2025

The ARKA News Agency has released a ranking of the most profitable commercial banks in Armenia for the third quarter of 2025.

Net loan portfolio of Armenian banks in Q2 2025 increased by 6.11% to AMD 6.8 trillion

The combined loan portfolio of 17 Armenia-based commercial banks upped  by 6.11% in Q2 2025 compared to Q1 2025, amounting to AMD 6.82 trillion, according to a ranking compiled by  the ARKA news agency.

Ranking of the most profitable banks in Armenia based on results of second quarter of 2025

ARKA news agency publishes the ranking of the most profitable commercial banks in Armenia based on the results of the second quarter of 2025.

Moody’s upgrades Converse Bank’s ratings

Moody's Ratings has upgraded Converse Bank CJSC's long-term local and foreign currency bank deposit ratings to Ba3 from B1, aligning the Bank’s rating with Armenia’s sovereign rating.

ECONOMY

Armenia’s total public debt decreased to $14.1 billion as of October 2025

Armenia's total public debt as of October 31, 2025, amounted to $14,173.212 million, a decrease of $22.676 million compared to September 30, 2025. This is stated in a report by the Statistical Committee of Armenia.

Net inflow of remittances to Armenia from abroad increased by 9.5% in 10 months

The net inflow of cross-border transfers to individuals in Armenia, received from abroad through the Armenian banking system, amounted to $1.15 billion in January-October 2025, compared to $1.05 billion in January-October 2024, according to a report from the Central Bank of the Republic.

IMF approves new three-year SBA facility for Armenia worth $175 million

The Executive Board of the International Monetary Fund (IMF) approved a new 36-month Stand-By Arrangement (SBA) with Armenia in the amount of SDR 128.8 million (100% of Armenia's IMF quota, or approximately $175 million).

Twelve-month inflation of 3.1% recorded in Armenia in November

In November, the inflation rate over the past 12 months in the Armenian consumer market reached 3.1%, as reported by the Statistical Committee (Armstat).

Armenia’s budget deficit in 2025 will not exceed 5%, and public debt will be within 50% of GDP – Ministry of Finance

At the end of 2025, Armenia's state budget deficit will not exceed 5% instead of the planned 5.5%, resulting in public debt not exceeding 50% of GDP, Armenian Finance Minister Vahe Hovhannisyan announced Wednesday in parliament during the final discussion of the 2026 budget.

INTERVIEW

How to Invest in Long-Term Investments Without Mistakes: What a Beginning Investor in Armenia Needs to Know

Interest in financial markets is growing in Armenia, and more and more people are thinking about how to build long-term capital. Many don't know where to start or how to avoid mistakes.

Mastercard Strengthens Its Presence in Armenia: Biometrics, Digital Security, and New Services

The international payment system Mastercard is changing the rules of the game worldwide.

How Armenians are acquiring investment knowledge – Director of Freedom Academy Armenia

The need to improve financial literacy is increasingly being discussed in Armenia, but what does this really mean, and why is it important not only for individuals but for the entire economy?

Investing without Fear: Freedom Broker Armenia – on Myths and Opportunities for Beginner Investors

Interest in investing in Armenia has grown significantly in recent years, and along with it, so has the need for accessible tools that allow one to take their first steps in the financial market.

Armenia is on the threshold of the crypto era: AMX CEO – about the problems, risks and future of the Armenian financial market

Despite positive dynamics and new issues, experts note that Armenia's capital market still faces a number of systemic challenges.