{"id":115055,"date":"2018-07-12T13:40:33","date_gmt":"2018-07-12T13:40:33","guid":{"rendered":"https:\/\/armbanks.am\/2018\/07\/12\/247656\/"},"modified":"2024-12-15T13:34:21","modified_gmt":"2024-12-15T13:34:21","slug":"converse-bank-to-forgive-fines-and-penalties-on-individuals-overdue-loans","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2018\/07\/12\/115055\/","title":{"rendered":"Converse Bank to forgive fines and penalties on individuals\u2019 overdue loans"},"content":{"rendered":"<p><strong>YEREVAN, July 11. \/ARKA\/.<\/strong> Converse Bank has started forgiving fines and penalties on individuals\u2019 overdue loans, the bank\u2019s press office reported on Wednesday.<\/p>\n<p>\u201cTaking into account latest changes in the tax code, Converse Bank has decided to forgive fines for individual loan repayment delayed for 271 days and more as of 31.05.2018. A schedule for payment of the principal amount and interests is agreed with clients,\u201d the bank says in its press release.<\/p>\n<p>Converse Bank also expresses readiness to refinance these loan contracts setting up to seven-year repayment term, taking into account the amounts of the liabilities, money flows, season factor and guarantees.<\/p>\n<p>Honest clients, who comply with their contractual obligations set up with a new schedule, will recover their credit history, will expand their cooperation with the bank and will receive a chance to enjoy the bank\u2019s new products.<\/p>\n<p>To discuss the loan repayment schedule it is necessary to visit any of Converse Bank\u2019s branches before the end of this year.<\/p>\n<p>\u201cDespite the tax changes apply to individuals\u2019 loans, a program of restructuring loan obligations, which targets bad classified loans up to AMD 20 million is being worked out now for legal entities and private companies,\u201d the press release says.<\/p>\n<p>On June 21, the Armenian National Assembly passed amendments to the tax code allowing banks in Armenia to forgive citizens\u2019 delayed loan repayment fines and penalties.<\/p>\n<p>Converse Bank CJSC was registered on December 20, 1993. The bank shareholders are Advanced Global Investments LLC (Argentina) with 80.94%, the Mother See of the Armenian Apostolic Church in Echmiadzin with 5% and HayPost Trust Management B.V. Company with 14.06%. -0&#8212;-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Converse Bank has started forgiving fines and penalties on individuals\u2019 overdue loans, the bank\u2019s press office reported on Wednesday<\/p>\n","protected":false},"author":1,"featured_media":186989,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[15837,12491,14743,13529,13833],"class_list":["post-115055","post","type-post","status-publish","format-standard","has-post-thumbnail","category-banks-en-en","category-news","tag-armenia-2","tag-converse-bank","tag-forgive","tag-overdue-loans","tag-penalties"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Converse Bank has started forgiving fines and penalties on individuals\u2019 overdue loans, the bank\u2019s press office reported on Wednesday\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<meta name=\"google-site-verification\" content=\"l8sdBd3STQ6A37MF5AO_21FEwNPHg9tRpooOo3Wx_eQ\" \/>\n\t<meta name=\"keywords\" content=\"armenia,converse bank,forgive,overdue loans,penalties\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/armbanks.am\/en\/2018\/07\/12\/115055\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Converse Bank to forgive fines and penalties on individuals\u2019 overdue loans - 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