{"id":132182,"date":"2021-02-18T16:57:06","date_gmt":"2021-02-18T16:57:06","guid":{"rendered":"https:\/\/armbanks.am\/2021\/02\/18\/249696\/"},"modified":"2024-12-15T13:43:30","modified_gmt":"2024-12-15T13:43:30","slug":"vtb-bank-armenia-offers-individual-clients-to-use-credit-line-product","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2021\/02\/18\/132182\/","title":{"rendered":"VTB Bank (Armenia) offers individual clients to use Credit Line product"},"content":{"rendered":"\n

YEREVAN, February 18. \/ARKA\/. <\/strong>Keeping up with the times, VTB Bank (Armenia), within the framework of consumer lending, offers its individual clients to use the \u201cCredit Line\u201d product, the press service of the bank reported<\/p>\n\n\n\n

A credit line can be the best solution in cases where one needs money for urgent expenses. That is why the demand for this loan product is growing every day. Credit lines of VTB Bank (Armenia) are a profitable and universal instrument that provides an opportunity to use credit funds free of charge.
The main advantages of credit lines:<\/p>\n\n\n\n

\u2022 An interest-free period for using credit funds (grace period) up to 55 days (depending on the type of card), during which, upon full repayment of the used loan amount, the client does not pay interest;<\/p>\n\n\n\n

\u2022 Possibility of renewing the credit limit – if necessary, the client always has an amount that plays the role of a “safety cushion”: by submitting an application for a credit line and receiving credit funds, the client has access to funds within his credit limit at any time;<\/p>\n\n\n\n

\u2022 Comfort – the credit limit allows the client not to postpone the purchase. By paying in part, over time, they can start using the desired product right now.<\/p>\n\n\n\n

Basic lending terms:<\/p>\n\n\n\n

\u2022 currency – AMD,<\/p>\n\n\n\n

\u2022 annual nominal interest rate – 11-19.5% (annual effective interest rate -12-24%),<\/p>\n\n\n\n

\u2022 loan amount – from 30,000 AMD to 6 times the amount of net income,<\/p>\n\n\n\n

\u2022 loan term – from 6 to 24 months.<\/p>\n\n\n\n

The decision to grant a credit line is made within 1 business day from the date of application.<\/p>\n\n\n\n

For more information on the terms and tariffs of credit lines, as well as the requirements and applicable fees, please visit the VTB Bank (Armenia) website at https:\/\/www.vtb.am\/ru\/credits\/kreditnye-karty<\/a>, https: \/\/ www .vtb.am \/ ru \/ credits \/ overdraft,  the branches of the Bank or call the Contact Center at 87-87.<\/p>\n\n\n\n

The bank is controlled by the Central Bank of Armenia.<\/p>\n\n\n\n

VTB Bank (Armenia) became a member of the international financial group VTB in April 2004. At present, PJSC VTB Bank, the second largest in Russia, owns 100% of the shares of VTB Bank (Armenia). -0-<\/p>\n","protected":false},"excerpt":{"rendered":"

Keeping up with the times, VTB Bank (Armenia), within the framework of consumer lending, offers its individual clients to use the \u201cCredit Line\u201d product, the press service of the bank reported<\/p>\n","protected":false},"author":1,"featured_media":196300,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[15837,12414,13975,12492,12241,389],"class_list":{"0":"post-132182","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news","9":"tag-armenia-2","10":"tag-clients","11":"tag-credit-line","12":"tag-offer","13":"tag-vtb-bank","14":"tag-389"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/132182","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=132182"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/132182\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/196300"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=132182"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=132182"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=132182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}