{"id":250910,"date":"2023-05-26T07:40:12","date_gmt":"2023-05-26T07:40:12","guid":{"rendered":"https:\/\/armbanks.am\/2023\/05\/26\/250910\/"},"modified":"2023-05-26T07:40:12","modified_gmt":"2023-05-26T07:40:12","slug":"vtb-armenia-launches-new-loan-product-for-small-business-with-simplified-scheme","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2023\/05\/26\/250910\/","title":{"rendered":"VTB (Armenia) launches new loan product for small business with simplified scheme"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>YEREVAN, May 26. \/ARKA\/.<\/strong> VTB (Armenia) bank has added a new tool to its line of credit products designed for small business, the bank&#8217;s press service reported\u00a0today. It said the new tool is available to clients with positive credit history.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The&nbsp;interest rate on loans&nbsp;from 100 thousand to 5 million drams&nbsp;is&nbsp;18% (the&nbsp;effective interest rate is 19.56%). In the first phase of the program the&nbsp;bank plans to finance entrepreneurs of the country for a total amount of up to 1 billion drams.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Small businesses operating in retail, manufacturing and services sectors can take advantage of new product. The key requirements are a positive credit history and an active loan from a third-party bank. The loan can be used for financing current operations, debt repayment and other business purposes. Loan is given for 48 months. Loan decisions are made within 2 hours.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Small business is one of the strategic directions of the bank&#8217;s operation, and it is important for us to remain a reliable financial partner for the clients of this segment. That is why we decided to launch a product for them with simplified registration &#8211; without collateral and additional financial analysis. The important advantage&nbsp;is&nbsp;the speed of processing &#8211; the decision is made&nbsp;within&nbsp;2 hours. At the initial stage of the program, we plan to place credit funds up to 1 billion drams,&#8221; said the Acting CEO &#8211; Chairman of VTB (Armenia) Ara Avagyan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To clarify the terms of the loan, as well as to apply for the loan one&nbsp;should&nbsp;visit the bank&#8217;s website or any of its branches.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">VTB Bank&#8217;s&nbsp;(Armenia) activity is regulated by the Central Bank of Armenia. -0-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>VTB (Armenia) bank has added a new tool to its line of credit products designed for small business, the bank&#8217;s press service reported\u00a0today. It said the new tool is available to clients with positive credit history<\/p>\n","protected":false},"author":1,"featured_media":203824,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[],"class_list":["post-250910","post","type-post","status-publish","format-standard","has-post-thumbnail","category-banks-en-en","category-news"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"VTB (Armenia) bank has added a new tool to its line of credit products designed for small business, the bank&#039;s press service reported today. 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