{"id":251054,"date":"2023-08-28T07:34:26","date_gmt":"2023-08-28T07:34:26","guid":{"rendered":"https:\/\/armbanks.am\/2023\/08\/28\/251054\/"},"modified":"2023-08-28T07:34:26","modified_gmt":"2023-08-28T07:34:26","slug":"armenias-banking-sector-appears-well-capitalized-profitable-and-liquid-sp-global-ratings-said","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2023\/08\/28\/251054\/","title":{"rendered":"Armenia&#8217;s banking sector appears well capitalized, profitable, and liquid, S&#038;P Global Ratings said."},"content":{"rendered":"\n<p><strong>YEREVAN, August 28. \/ARKA\/. <\/strong>Armenia&#8217;s banking sector appears well capitalized, profitable, and liquid, S&amp;P Global Ratings said.<\/p>\n\n\n\n<p>According to the agency, the banking sector\u2019s direct exposure to Russia and Ukraine is relatively moderate, and nonperforming loans remain low at 2.6% as of May 2023.<\/p>\n\n\n\n<p>\u2018Risks remain around the mortgage market, which has grown by roughly 30% over the last year, alongside rising house prices,\u2019 it said.<\/p>\n\n\n\n<p>In response to potential pain points, the authorities increased the countercyclical capital buffer and introduced loan-to-value ratios. Another macroprudential tool set to be used is a draft law restricting U.S. dollar mortgage lending.<\/p>\n\n\n\n<p>It said also that overall, the risk to the government of contingent liabilities from the banking sector remains limited. -0-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Armenia&#8217;s banking sector appears well capitalized, profitable, and liquid, S&#038;P Global Ratings said<\/p>\n","protected":false},"author":1,"featured_media":175474,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[],"class_list":{"0":"post-251054","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/251054","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=251054"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/251054\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/175474"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=251054"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=251054"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=251054"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}