{"id":251065,"date":"2023-08-30T19:03:34","date_gmt":"2023-08-30T19:03:34","guid":{"rendered":"https:\/\/armbanks.am\/2023\/08\/30\/251065\/"},"modified":"2023-08-30T19:03:34","modified_gmt":"2023-08-30T19:03:34","slug":"unibank-automates-approval-of-micro-express-collateral-free-business-loan","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2023\/08\/30\/251065\/","title":{"rendered":"Unibank automates approval of &#8220;Micro Express&#8221; collateral-free business loan"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>YEREVAN, August 30. \/ARKA\/.<\/strong> Unibank has automated the process of approval of &#8220;Micro Express&#8221; collateral-free business loan, saying that from now on a preliminary decision on business loan issuance can be received in 5 minutes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to the bank&#8217;s press service, small businesses are growing, and there is a constant need for free cash flow.&nbsp;&nbsp;Entrepreneurs need money to replenish fixed and working capital, modernize production and other business goals. The &#8220;Micro Express&#8221; loan is specially designed for such cases.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Small business lending has its own characteristics, which we have taken into account. Thus, we increase the level of access to credit facilities for small businesses, significantly saving not only the time of entrepreneurs, but also costs,&#8221; &#8211; said Davit Petrosyan, Deputy Chairman of the Board of Unibank, Director of Corporate Business Development and Sales.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Micro Express&#8221; loan is provided without collateral, which means that the client does not bear the costs associated with notary, cadastral and collateral insurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The &#8220;Micro Express&#8221; business loan is available in AMD and USD for a term of up to 60 months, starting with an annual interest rate of 9.5%.&nbsp;The loan amount is up to AMD 5 million. -0-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Unibank has automated the process of approval of &#8220;Micro Express&#8221; collateral-free business loan, saying that from now on a preliminary decision on business loan issuance can be received in 5 minutes<\/p>\n","protected":false},"author":1,"featured_media":204485,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[],"class_list":["post-251065","post","type-post","status-publish","format-standard","has-post-thumbnail","category-banks-en-en","category-news"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - 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