{"id":251258,"date":"2023-12-13T11:57:20","date_gmt":"2023-12-13T11:57:20","guid":{"rendered":"https:\/\/armbanks.am\/2023\/12\/13\/251258\/"},"modified":"2023-12-13T11:57:20","modified_gmt":"2023-12-13T11:57:20","slug":"armenias-banks-are-well-capitalized-and-quite-liquid-central-bank","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2023\/12\/13\/251258\/","title":{"rendered":"Armenia&#8217;s banks are well capitalized and quite liquid &#8211; Central Bank"},"content":{"rendered":"\n<p><strong>YEREVAN, December 13. \/ARKA\/. <\/strong>Armenia&#8217;s banks are well capitalized and quite liquid, the head of the regulator Martin Galstyan said\u00a0a press conference on Tuesday.<\/p>\n\n\n\n<p>Noting that&nbsp;the banks have generated quite a lot of profit&nbsp;over the past two years, he said the Central Bank&#8217;s decision on countercyclical capital buffers&nbsp;(CcyB)&nbsp;is aimed at&nbsp;helping banks&nbsp;withstand shock situations.<\/p>\n\n\n\n<p>&#8220;Currently, we have&nbsp;no&nbsp;troubled banks,&#8221; he added.<\/p>\n\n\n\n<p>On July 25, 2023, the Central Bank decided to leave&nbsp;&nbsp;the&nbsp;countercyclical capital buffer&nbsp;&nbsp;unchanged at 1.5%.<\/p>\n\n\n\n<p>There are 18&nbsp;commercial&nbsp;banks operating in Armenia. Their&nbsp;profit after taxes in the first nine months of 2023 amounted to 214.96 billion drams, increasing by 10.97% compared to the same period last year.<\/p>\n\n\n\n<p>The&nbsp;banks&#8217;&nbsp;total assets&nbsp;&nbsp;amounted to 8.8 trillion drams (4.55% growth compared to the beginning of the year). Lending amounted to AMD 4.7 trillion, having increased by 13.08%, liabilities reached AMD 7.3 trillion (2.90% growth against the beginning of the year), total capital of the banks amounted to AMD 1.5 trillion, having increased by 13.48%. ($1 &#8211; AMD 403.59) -0-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Armenia&#8217;s banks are well capitalized and quite liquid, the head of the regulator Martin Galstyan said\u00a0a press conference on Tuesday<\/p>\n","protected":false},"author":1,"featured_media":197625,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[],"class_list":{"0":"post-251258","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/251258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=251258"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/251258\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/197625"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=251258"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=251258"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=251258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}