{"id":264638,"date":"2025-06-19T13:08:57","date_gmt":"2025-06-19T09:08:57","guid":{"rendered":"https:\/\/armbanks.am\/?p=264638"},"modified":"2025-06-19T15:22:57","modified_gmt":"2025-06-19T11:22:57","slug":"moodys-upgrades-long-term-deposit-ratings-of-unibank-to-b1-outlook-stable","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2025\/06\/19\/264638\/","title":{"rendered":"Moody&#8217;s upgrades long-term deposit ratings of Unibank to B1, outlook stable"},"content":{"rendered":"\n<p><strong>YEREVAN, June 19. \/ARKA\/.<\/strong> Moody&#8217;s has upgraded Unibank long-term local and foreign currency bank deposit ratings to B1 from B2 and changed the outlook on these ratings to stable. The bank&#8217;s Baseline Credit Assessment (BCA) and Adjusted BCA have been upgraded to b2 from b3, long-term local and foreign currency Counterparty Risk Ratings (CRRs) to B1 from B2, and the long-term Counterparty Risk Assessment (CR Assessment) to B1(cr) from B2(cr). In addition, Moody&#8217;s affirmed the Not Prime (NP) short-term local and foreign currency bank deposit ratings, NP short-term local and foreign currency CRRs and the NP(cr) short-term CR Assessment.<\/p>\n\n\n\n<p>The upgrade of Unibank&#8217;s BCA and Adjusted BCA to b2 from b3 is driven by a significant improvement in loan book quality and profitability over the last two years, while maintaining strong liquidity buffers. The upgrade of the bank&#8217;s long-term local and foreign currency bank deposit ratings to B1 from B2 follows the upgrade of the BCA.<\/p>\n\n\n\n<p>The net financial result of AMD 8.2 billion last year was largely driven by net interest income amid 35% growth in the loan portfolio. The bank&#8217;s recurring revenue will continue to improve in the next 12-18 months thanks to stronger net interest margin and fee and commission income stemming from growing loan portfolio and transaction business.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Moody&#8217;s has upgraded Unibank long-term local and foreign currency bank deposit ratings to B1 from B2 and changed the outlook on these ratings to stable.<\/p>\n","protected":false},"author":5,"featured_media":264645,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[],"class_list":{"0":"post-264638","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/264638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=264638"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/264638\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/264645"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=264638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=264638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=264638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}