{"id":264785,"date":"2025-06-26T16:03:58","date_gmt":"2025-06-26T12:03:58","guid":{"rendered":"https:\/\/armbanks.am\/?p=264785"},"modified":"2025-06-26T16:03:59","modified_gmt":"2025-06-26T12:03:59","slug":"ratio-of-loans-to-deposits-in-commercial-banks-of-armenia-has-improved-wb-review","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2025\/06\/26\/264785\/","title":{"rendered":"Ratio of loans to deposits in commercial banks of Armenia has improved &#8211; WB review"},"content":{"rendered":"\n<p><strong>YEREVAN, June 26. \/ARKA\/. <\/strong>In April 2025, deposits and loans of commercial banks of Armenia increased by 1.5% y\/y and 0.8% y\/y, respectively, slightly improving the ratio of loans to deposits compared to the figures for the previous year. This is stated in the June review of the World Bank &#8220;Armenia Monthly Economic Update&#8221;.<\/p>\n\n\n\n<p>The study indicates that the growth of deposits was due to funds denominated in foreign currency, and the growth of loans &#8211; loans in Armenian drams. &#8220;The annual growth of total deposits, adjusted for the exchange rate, amounted to 15.1% y\/y, while the growth of loans amounted to 28.4% y\/y,&#8221; the report says.<\/p>\n\n\n\n<p>According to the authors of the study, financial indicators remained stable in May: the capital adequacy ratio (CAR) was 20%, the non-performing loan ratio (NPL) was low &#8211; 1.5%, and the return on assets (ROA) was 3.4%.<\/p>\n\n\n\n<p>According to the Central Bank of Armenia, at the end of April 2025, commercial banks&#8217; credit investments amounted to almost 6 trillion 905.6 billion drams, and deposits &#8211; about 6 trillion 596 billion drams. ($1 &#8211; 385.29 drams).&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In April 2025, deposits and loans of commercial banks of Armenia increased by 1.5% y\/y and 0.8% y\/y, respectively, slightly improving the ratio of loans to deposits compared to the figures for the previous year. <\/p>\n","protected":false},"author":5,"featured_media":156984,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[12315,9214,9216],"tags":[],"class_list":{"0":"post-264785","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-announces","8":"category-banks-en-en","9":"category-news"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/264785","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=264785"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/264785\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/156984"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=264785"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=264785"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=264785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}