{"id":269910,"date":"2026-01-18T18:52:50","date_gmt":"2026-01-18T14:52:50","guid":{"rendered":"https:\/\/armbanks.am\/?p=269910"},"modified":"2026-01-18T18:52:52","modified_gmt":"2026-01-18T14:52:52","slug":"armenian-banks-maintain-capital-and-liquidity-buffers-dollarization-declines-fitch","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2026\/01\/18\/269910\/","title":{"rendered":"Armenian banks maintain capital and liquidity buffers, dollarization declines \u2013 Fitch"},"content":{"rendered":"\n<p>Y<strong>EREVAN, January 18. \/ARKA\/. <\/strong>Armenian banks maintain strong capital and liquidity buffers, and profitability remains high despite the normalization of extraordinary financial inflows from Russia, according to a report by the international rating agency Fitch Ratings.<\/p>\n\n\n\n<p>&#8220;Dollarization continues to gradually decline: deposit dollarization decreased to approximately 43.3% in November 2025, supported by regulatory measures and increased confidence in the dram,&#8221; the study notes.<\/p>\n\n\n\n<p>According to ARKA news agency\u2019s&nbsp;ranking based on Armenian bank reports, the net profit of the Armenian banking system in the third quarter of 2025 amounted to 107.2 billion drams, an increase of 15.57% compared to the same quarter of 2024. The total assets of all 17 Armenian banks as of September 30, 2025, amounted to AMD 11.97 trillion (a 20.15% increase compared to the same quarter of 2024), liabilities amounted to AMD 9.94 trillion (a 20.09% increase), and total capital amounted to AMD 2.03 trillion (a 20.44% increase). ($1 = AMD 381.55)<\/p>\n\n\n\n<p>According to the Central Bank of Armenia (CBA) data as of early December 2025, the dollarization rate in Armenia has dropped to its lowest level in recent months: in October 2025, the dollarization rate, measured as the ratio of resident dollar deposits to total resident deposits, was 34.2%. According to data available on the CBA website, the dollarization rate has been demonstrating a steady downward trend since March 2023, when it stood at 43.7%. ($1 &#8211; 379.99 drams)<\/p>\n\n\n\n<p>&#8212;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Armenian banks maintain strong capital and liquidity buffers, and profitability remains high despite the normalization of extraordinary financial inflows from Russia, according to a report by the international rating agency Fitch Ratings.<\/p>\n","protected":false},"author":5,"featured_media":259636,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[],"class_list":{"0":"post-269910","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/269910","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=269910"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/269910\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/259636"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=269910"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=269910"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=269910"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}