{"id":270850,"date":"2026-02-23T16:23:50","date_gmt":"2026-02-23T12:23:50","guid":{"rendered":"https:\/\/armbanks.am\/?p=270850"},"modified":"2026-02-23T16:23:53","modified_gmt":"2026-02-23T12:23:53","slug":"sp-assesses-risks-to-armenias-financial-stability-as-contained","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2026\/02\/23\/270850\/","title":{"rendered":"S&amp;P assesses risks to Armenia&#8217;s financial stability as contained"},"content":{"rendered":"\n<p><strong>YEREVAN, February 23. \/AR\u041a\u0410\/.<\/strong> International rating agency S&amp;P Global Ratings assesses risks to Armenia&#8217;s financial stability as contained.<\/p>\n\n\n\n<p>&#8220;The banking sector remains well capitalized and highly profitable, supported by significant net interest income, while lending growth exceeds 20% year-on-year, driven primarily by consumer and mortgage lending,&#8221; the agency&#8217;s review states.<\/p>\n\n\n\n<p>It notes that the gradual phasing out of tax breaks on mortgage interest and macroprudential tightening measures have begun to curb housing demand, particularly in Yerevan.<\/p>\n\n\n\n<p>&#8220;The dollarization of banks&#8217; assets and liabilities has been declining in recent years: currently, about a third of domestic deposits and loans are denominated in foreign currency,&#8221; the agency&#8217;s analysts explain.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>International rating agency S&#038;P Global Ratings assesses risks to Armenia&#8217;s financial stability as contained.<\/p>\n","protected":false},"author":5,"featured_media":259037,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[],"class_list":{"0":"post-270850","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/270850","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=270850"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/270850\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/259037"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=270850"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=270850"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=270850"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}