{"id":271833,"date":"2026-04-03T16:00:16","date_gmt":"2026-04-03T12:00:16","guid":{"rendered":"https:\/\/armbanks.am\/?p=271833"},"modified":"2026-04-03T16:00:18","modified_gmt":"2026-04-03T12:00:18","slug":"vtb-armenia-has-simplified-car-loan-process-in-primary-market","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2026\/04\/03\/271833\/","title":{"rendered":"VTB (Armenia) has simplified car loan process in primary market"},"content":{"rendered":"\n<p><strong>YEREVAN, April 3. \/ARKA\/. <\/strong>VTB (Armenia) has launched a simplified car loan program for the purchase of new cars at more than 50 car dealerships in the market.<\/p>\n\n\n\n<p>Under this offer, retail clients can receive a loan upon proof of income, without a creditworthiness analysis.<\/p>\n\n\n\n<p>The main advantage of this loan offer: the bank considers only the client&#8217;s income, without assessing creditworthiness, for loan amounts up to and including 10 million Armenian drams with a down payment of at least 10%, and for loan amounts from 10 million to and including 20 million Armenian drams with a down payment of at least 25%.<\/p>\n\n\n\n<p>&#8220;The new car market is actively growing, and we strive to support this trend. &#8220;Together with our car dealer partners, we&#8217;ve simplified the purchasing process, making it as convenient as possible. This new offer allows customers to obtain a loan on favorable terms, simply by proving their income,&#8221; commented Taras Kladchenko, Deputy CEO and Chairman of the Management Board of VTB (Armenia).<\/p>\n\n\n\n<p>The loan is provided at an interest rate of 13% to 14% (effective rate: 17%-18.8%) for a term of 1 to 7 years. This offer is available to individuals who are residents of the Republic of Armenia, with permanent registration or actual residence in the country.<\/p>\n\n\n\n<p>More detailed information about the loan offer is available on the VTB (Armenia) website, at any bank branch, or by calling the Contact Center at 87-87.<\/p>\n\n\n\n<p>The Bank&#8217;s activities are regulated by the Central Bank of Armenia.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>VTB (Armenia) has launched a simplified car loan program for the purchase of new cars at more than 50 car dealerships in the market.<\/p>\n","protected":false},"author":5,"featured_media":271825,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[12315,9214,9216],"tags":[12688],"class_list":{"0":"post-271833","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-announces","8":"category-banks-en-en","9":"category-news","10":"tag-armenia-analyst-inflation"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/271833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=271833"}],"version-history":[{"count":1,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/271833\/revisions"}],"predecessor-version":[{"id":271834,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/271833\/revisions\/271834"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/271825"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=271833"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=271833"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=271833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}