{"id":272482,"date":"2026-04-23T17:55:17","date_gmt":"2026-04-23T13:55:17","guid":{"rendered":"https:\/\/armbanks.am\/?p=272482"},"modified":"2026-04-23T17:55:18","modified_gmt":"2026-04-23T13:55:18","slug":"unibank-will-provide-refunds-to-bona-fide-business-clients","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2026\/04\/23\/272482\/","title":{"rendered":"Unibank will provide refunds to bona fide business clients"},"content":{"rendered":"\n<p>YEREVAN, April 3. \/ARKA\/. In light of the decision of the Central Bank of the Republic of Armenia dated April 2, 2026, to reduce risk coefficients for applications from micro, small, and medium-sized enterprises when calculating credit risk, Unibank is reviewing and improving its lending terms.<\/p>\n\n\n\n<p>Unibank will provide refunds (cashback)&nbsp; to bona fide business borrowers who meet the requirements set forth in Regulation 2 of the &#8220;Regulation on Banking Activities and Basic Economic Norms of Banking Activities&#8221; in the amount of 1.2% of the outstanding liabilities in drams.<\/p>\n\n\n\n<p>One of Unibank&#8217;s strategic priorities is promoting and supporting small and medium-sized businesses. Enterprises play a vital role in the country&#8217;s socioeconomic development, and the bank constantly strives to offer its clients more favorable and accessible lending terms.<\/p>\n\n\n\n<p>Unibank is supervised by the Central Bank of the Republic of Armenia.-0-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In light of the decision of the Central Bank of the Republic of Armenia dated April 2, 2026, to reduce risk coefficients for applications from micro, small, and medium-sized enterprises when calculating credit risk, Unibank is reviewing and improving its lending terms.<\/p>\n","protected":false},"author":5,"featured_media":272477,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[15791],"class_list":{"0":"post-272482","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news","9":"tag-unibank-3"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/272482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=272482"}],"version-history":[{"count":1,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/272482\/revisions"}],"predecessor-version":[{"id":272483,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/272482\/revisions\/272483"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/272477"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=272482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=272482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=272482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}