{"id":273144,"date":"2026-05-18T13:44:42","date_gmt":"2026-05-18T09:44:42","guid":{"rendered":"https:\/\/armbanks.am\/?p=273144"},"modified":"2026-05-18T13:46:11","modified_gmt":"2026-05-18T09:46:11","slug":"acba-bank-and-efes-launch-a-unique-service-in-armenia-video","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2026\/05\/18\/273144\/","title":{"rendered":"Acba Bank and EFES launch a unique service in Armenia (VIDEO)"},"content":{"rendered":"\n<p><strong>YEREVAN, May 18. \/ARKA\/. <\/strong>Acba Bank and EFES Insurance Company have introduced a unique service in Armenia \u2013 account insurance, which compensates for the loss of funds from clients&#8217; cards or accounts due to cyber fraud, the bank&#8217;s press service reported.<\/p>\n\n\n\n<p>Acba Bank clients can purchase account insurance through the acba digital app for 99 drams per month.<\/p>\n\n\n\n<p>Clients often become targets for cybercriminals due to their own mistakes. Telephone fraud, theft of card or personal data, payments through fake websites, social engineering, blackmail, and threats are the main risks faced by clients who, by providing information, become victims of fraud.<\/p>\n\n\n\n<p>&#8220;Sometimes, due to a client&#8217;s mistake, cybercriminals gain access to their bank accounts and extort money. &#8220;This new product is designed specifically for such cases, so we can cover losses from such damage,&#8221; noted Norik Nazaryan, Director of Retail Business at Acba Bank.<\/p>\n\n\n\n<p>&#8220;We launched this product following lengthy discussions with Acba Bank. Account insurance can be used to insure all types of accounts, regardless of whether they are current, savings, deposit, or card accounts. The agreement is executed very quickly: you don&#8217;t need to visit a bank branch or an insurance company \u2013 simply log in to the bank&#8217;s app and activate the account insurance agreement in 2-3 clicks,&#8221; noted Arevshat Meliksetyan, CEO of EFES Insurance Company.<\/p>\n\n\n\n<p>Acba Bank employs multi-layered cybersecurity protection to ensure a high level of financial security for its clients. This new service provides an additional layer of protection that mitigates the impact of cybercrime and insures against potential losses arising from cyber fraud.<\/p>\n\n\n\n<p>Acba Bank and EFES CJSC are supervised by the Central Bank of Armenia.<\/p>\n\n\n\n<figure class=\"wp-block-embed\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/www.facebook.com\/reel\/2383697565440002\n<\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Acba Bank and EFES Insurance Company have introduced a unique service in Armenia \u2013 account insurance, which compensates for the loss of funds from clients&#8217; cards or accounts due to cyber fraud, the bank&#8217;s press service reported.<\/p>\n","protected":false},"author":5,"featured_media":273137,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,12149,9216],"tags":[],"class_list":{"0":"post-273144","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-insurance-market","9":"category-news"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/273144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=273144"}],"version-history":[{"count":1,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/273144\/revisions"}],"predecessor-version":[{"id":273145,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/273144\/revisions\/273145"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/273137"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=273144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=273144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=273144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}