{"id":282829,"date":"2026-11-10T01:10:28","date_gmt":"2026-11-09T21:10:28","guid":{"rendered":"https:\/\/armbanks.am\/?p=282829"},"modified":"2026-11-10T01:10:30","modified_gmt":"2026-11-09T21:10:30","slug":"business-loan-pre-approval-in-five-minutes-what-did-unibank-showcase-in-gyumri","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2026\/11\/10\/282829\/","title":{"rendered":"Business loan pre-approval in five minutes \u2014 what did Unibank showcase in Gyumri?"},"content":{"rendered":"\n

YEREVAN, November 9. \/ARKA\/. <\/strong>Unibank showcased its financing and card payment solutions for small and medium-sized enterprises at the \u201cBanks and Business in Gyumri\u201d expo, organised at the initiative of the Union of Banks of Armenia. At Unibank\u2019s stand, business owners learned about lending and refinancing terms and how to accept card payments around the clock through POS terminals and payment links.<\/p>\n\n\n\n

Artak Simonyan, Head of Unibank\u2019s Business Lending Analysis and Support Department, highlighted Micro Express, an unsecured business loan of up to AMD 15 million. Businesses can receive pre-approval in as little as five minutes. Entrepreneurs can refinance an existing business loan with Unibank at an interest rate starting at 8.5%, for a term of up to 10 years. They can also obtain up to 50% in additional financing when they refinance. The bank also presented its Simplified Business Loan, which does not require a financial analysis.<\/p>\n\n\n\n

Romik Hovakimyan, Director of Unibank\u2019s Corporate Fee-Based Business and Deposit Development Department, demonstrated a device that combines the functions of a POS terminal and a cash register. Businesses can use it to accept card payments and issue receipts. Unibank also showcased UniLink, a service that lets businesses accept card payments online without a website or mobile app of their own. The merchant generates a payment link and sends it to the customer via SMS, email, social media or a messaging app.<\/p>\n\n\n\n

Davit Arushanyan, Governor of Shirak Province, emphasised the role of financial support in helping businesses in the region grow. \u201cI can say with confidence that behind every successful business stands its bank,\u201d he said.<\/p>\n\n\n\n

The expo was followed by the \u201cArmenia\u2019s Economy Beyond Yerevan\u201d conference. Participants discussed prospects for regional economic development, ways to improve the business environment and initiatives to encourage investment in Armenia\u2019s regions.<\/p>\n","protected":false},"excerpt":{"rendered":"

Unibank showcased its financing and card payment solutions for small and medium-sized enterprises at the \u201cBanks and Business in Gyumri\u201d expo, organised at the initiative of the Union of Banks of Armenia. <\/p>\n","protected":false},"author":5,"featured_media":282795,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[15791],"class_list":["post-282829","post","type-post","status-publish","format-standard","has-post-thumbnail","category-banks-en-en","category-news","tag-unibank-3"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t