{"id":46069,"date":"2012-12-28T17:29:10","date_gmt":"2012-12-28T17:29:10","guid":{"rendered":"https:\/\/armbanks.am\/2012\/12\/28\/237302\/"},"modified":"2024-12-15T13:01:49","modified_gmt":"2024-12-15T13:01:49","slug":"regulator-armenian-banks-aggregate-credit-exposure-grown-25-in-2012","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2012\/12\/28\/46069\/","title":{"rendered":"Regulator: Armenian banks\u2019 aggregate credit exposure grown 25% in 2012"},"content":{"rendered":"<p><strong>YEREVAN, December 28. \/ARKA\/.<\/strong> Armenian banks\u2019 aggregate credit exposure grew 25% in 2012, while those in the world economy grew only 3%, Arthur Javadyan, chairman of the Central Bank of Armenia, said today at a New Year reception.<\/p>\n<p>\u201cEven with such a fast growth, Armenia\u2019s banking system remains stable and risk indicators are at permitted levels,\u201d he said.<\/p>\n<p>Javadyan said that Armenia\u2019s financial system is completing this year with good general indicators.<br \/>\n\u201cArmenian financial system\u2019s assets make up 65% of GDP and its loan portfolio 40% &#8211; &#8211; six-percent year-on-year growth,\u201d he said.<\/p>\n<p>According to the central bank\u2019s report Armenian Commercial Banks\u2019 General Financial Indicators Forecasts for 2012 \u2013 2014, average annual growth of Armenian banks\u2019 aggregate credit exposure will be 25%.<\/p>\n<p>Banks quarterly reports show that their aggregate outstanding loan portfolio amounted to AMD 1.5 trillion in the second quarter of this year.<\/p>\n<p>The regulator says the share of commercial banks\u2019 credit exposure in their aggregate assets will grow up to 69% by 2014 against 58% in 2011.<\/p>\n<p>The ratio of commercial banks\u2019 assets to GDP is projected to 68% in 2014 against 54% in 2011.<br \/>\nBanks\u2019 assets totaled over AMD 2.2 trillion in late June.<\/p>\n<p>The central bank forecasts that ROA of commercial banks\u2019 assets will fluctuate between 2.2% and 2.8% in 2012 \u2013 2014 (1.7% in 2011), and ROE between 2.7% and 16.6% (9.5% in 2012).<br \/>\nTwenty one commercial banks function in Armenia now. -0&#8212;-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Armenian banks\u2019 aggregate credit exposure grew 25% in 2012, while those in the world economy grew only 3%, Arthur Javadyan, chairman of the Central Bank of Armenia, said today at a New Year reception<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[15837,15418,309],"class_list":{"0":"post-46069","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-banks-en-en","7":"category-news","8":"tag-armenia-2","9":"tag-bank-en-2","10":"tag-309"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/46069","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=46069"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/46069\/revisions"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=46069"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=46069"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=46069"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}