{"id":51603,"date":"2013-04-03T12:51:33","date_gmt":"2013-04-03T12:51:33","guid":{"rendered":"https:\/\/armbanks.am\/2013\/04\/03\/238039\/"},"modified":"2024-12-15T13:03:34","modified_gmt":"2024-12-15T13:03:34","slug":"anelik-bank-to-offer-express-student-loans-without-guarantor","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2013\/04\/03\/51603\/","title":{"rendered":"Anelik Bank to offer express student loans without guarantor"},"content":{"rendered":"

YEREVAN, April 3. \/ARKA\/.<\/strong> Anelik Bank, adhering to the policy of expanding student loan accessibility, will now offer Express student loan to the students with a good credit policy\u00a0 without any guarantor .<\/p>\n

Anelik Bank reported to ARKA on Wednesday the loan was introduced in Armenia in 2012. One of its advantages is that borrowers don\u2019t need to submit a long list of required documents. Also, the loan is given within 24 hours at an annual interest rate of 16.25%.<\/p>\n

The borrowers can get a 14 % discount from the annual interest rate on the next loan if no delays are recorded in the course of repayment of the previous loan.<\/p>\n

Chairman of Anelik Bank, Samvel Chzmachyan, noted Armenia\u2019s President Serzh Sargsyan, in one of his speeches, said the student loans must be affordable for broad strata of individuals.<\/p>\n

\u201cTaking into consideration President\u2019s tasks and putting them in line with our resources and risks, our clients who have some positive credit history will get student loans without a guarantor. I believe it will be a good stimulus for people to use our student lending opportunities more broadly,\u201d he said.
\nHe added, if a guarantor is still needed, a family member can be it.<\/p>\n

\u201cThis kind of lending, developed by the bank,\u00a0 will simplify the loan application procedures , and I attach great importance to it, as I absolutely agree with the slogan of this banking tool : \u201cEducation is a foundation for prosperity,\u201d he said.<\/p>\n

On March 7 Armenian Anelik Bank signed a cooperation agreement as part of a government-designed program to make higher education accessible to young Armenians. Loans will be provided at the rate of 12%, of which 2% is subsidized by the government. he loans will be issued in Armenia\u2019s national currency, the dram, under the guarantee of students\u2019 parents or guardians, for up to 10 years.<\/p>\n

Anelik Bank was established in 1990. It is owned by Lebanese CreditBank (89.95%) and Samvel Chzmachyan (10.05%).\u20140-<\/p>\n","protected":false},"excerpt":{"rendered":"

Anelik Bank, adhering to the policy of expanding student loan accessibility, will now offer Express student loan to the students with a good credit policy without any guarantor<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[12730,13365,13366,13367],"class_list":{"0":"post-51603","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-banks-en-en","7":"category-news","8":"tag-bank-anelik","9":"tag-express","10":"tag-guarantor","11":"tag-student-loans"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/51603","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=51603"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/51603\/revisions"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=51603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=51603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=51603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}