{"id":63905,"date":"2013-10-16T11:05:19","date_gmt":"2013-10-16T11:05:19","guid":{"rendered":"https:\/\/armbanks.am\/2013\/10\/16\/239565\/"},"modified":"2024-12-15T13:07:38","modified_gmt":"2024-12-15T13:07:38","slug":"ardshininvestbanks-loan-portfolio-rose-to-166-1-billion-drams-in-nine-months","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2013\/10\/16\/63905\/","title":{"rendered":"Ardshininvestbank\u2019s loan portfolio rose to 166.1 billion drams in nine months"},"content":{"rendered":"<p><strong>YEREVAN, October 16. \/ARKA\/.<\/strong> Loan portfolio of Ardshininvestbank rose by 23.5% to 166.1 billion drams in the nine months of 2013, the bank\u2019s press office reported.<\/p>\n<p>Retail loan portfolio reached 50.3 billion drams, a 13% increase over nine months, with its share in the overall loan portfolio at 30%. Lending to enterprises grew by 28.7% to 115.8 billion drams in January-September (70% of the overall loan portfolio).<\/p>\n<p>As of the end of September, the share of non-performing loans (NPL) with more than 90 days\u2019 delay in payment was 2.7% in the overall loan portfolio.<\/p>\n<p>The bank\u2019s assets were 262 billion drams as of October 1, an increase of 31.9% from the beginning of the year; bank\u2019s equity capital rose by 12.7% to 40.4 billion drams in the period.<br \/>\nReturn on Average Equity (ROAE) and Return on Average Assets (ROAA) were 14.5% and 2.4% respectively.<\/p>\n<p>In the 9 months the bank managed to attract an additional of $5 million from World Business Capital (WBC), $6 million from Asian Development Bank (ADB) and \u20ac1.8 from Atlantic Forfeiting.<br \/>\nAs of October 1 2013, the bank\u2019s client database had 9,640 legal entities and 241,913 individuals, 36% increase against the end of 2012 level. There were 308 sales points (including ATMs and POS terminals) as of October 1.<\/p>\n<p>Sustainable growth recorded by the Bank has recently been affirmed by Moody\u2019s Investors Service, which raised the outlook of the bank\u2019s ratings to \u201cstable\u201d, says the report.<br \/>\nArdshininvestbank received its license for banking activities from the Central Bank of Armenia on February 27, 2003. The bank has 49 branches in Armenia, six in Nagorno-Karabakh Republic and one office in Paris. ($1=AMD 407.75). \u20130&#8211;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Loan portfolio of Ardshininvestbank rose by 23.5% to 166.1 billion drams in the nine months of 2013, the bank\u2019s press office reported<\/p>\n","protected":false},"author":1,"featured_media":157583,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[12141,15419,13143,1756],"class_list":{"0":"post-63905","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news","10":"tag-growth-2","11":"tag-loan-portfolio","12":"tag-1756"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/63905","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=63905"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/63905\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/157583"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=63905"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=63905"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=63905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}