{"id":71351,"date":"2014-02-14T10:28:05","date_gmt":"2014-02-14T10:28:05","guid":{"rendered":"https:\/\/armbanks.am\/2014\/02\/14\/240251\/"},"modified":"2024-12-15T13:09:45","modified_gmt":"2024-12-15T13:09:45","slug":"armenian-credit-organizations-retained-earnings-rose-to-amd-5-7bln-in-2013","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2014\/02\/14\/71351\/","title":{"rendered":"Armenian credit organizations\u2019 retained earnings rose to AMD 5.7bln in 2013"},"content":{"rendered":"<p><strong>YEREVAN, February 14. \/ARKA\/.<\/strong> Retained earnings of Armenian credit organizations amounted to about 5.7 billion drams in 2013, an increase of 19.5% over the year, says the Central Bank of Armenia in the review of credit organizations for the fourth quarter 2013.<\/p>\n<p>Interest income of credit organization totaled 25.5 billion drams as of the end of the year, compared to about 9.9 billion drams in interest expenditures.<\/p>\n<p>At the same time, non-interest income was 7.2 billion drams and non-interest expenses were 13.4 billion drams. Hence, net interest income amounted to 15.7bln drams in the period against 12.8bln drams in 2012, and net non-interest loss were 6.2bln drams compared to 4.6bln drams in 2012.<\/p>\n<p>Reserve allocations for possible loss were about 13bln drams and refund from reserve amounted to 10.8bln drams, hence net allocations were 2.2 bln drams against 2.1 bln drams in 2012.<\/p>\n<p>There were 33 credit organizations and 126 branches operating in Armenia as of the end of December 2013. According to the Central Bank, total capital of credit organizations was 77.6 billion drams (23.4% year-on-year increase); total assets stood at 209.8 billion drams (24.5% increase). 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