{"id":74048,"date":"2014-04-04T10:42:52","date_gmt":"2014-04-04T10:42:52","guid":{"rendered":"https:\/\/armbanks.am\/2014\/04\/04\/240569\/"},"modified":"2024-12-15T13:10:44","modified_gmt":"2024-12-15T13:10:44","slug":"interest-rate-spread-of-armenias-banks-at-7-26-in-february","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2014\/04\/04\/74048\/","title":{"rendered":"Interest rate spread of Armenia\u2019s banks at 7.26% in February"},"content":{"rendered":"<p><strong>YEREVAN, April 4. \/ARKA\/.<\/strong> Interest rate spread of Armenia\u2019s commercial banks was 7.26% in February, an increase of 2.07 percentage points compared to February last year, ArmStat reported. An increase of 1.63 percentage points is recorded compared to the month before.<\/p>\n<p>Interest rate spread (lending rate minus deposit rate) is a key indicator of any banking system. High spread points to systemic risks when banks are unable to adequately assess loan risks.<\/p>\n<p>According to ArmStat, average interest rates in Armenia\u2019s banks were 17.08% in February against 15.91% in January on loans, and 9.82% against 10.28% on deposits.<\/p>\n<p>There were a total of 21 commercial banks registered in Armenia as of the end of February 2014.\u20130&#8211;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Interest rate spread of Armenia\u2019s commercial banks was 7.26% in February, an increase of 2.07 percentage points compared to February last year, ArmStat reported. An increase of 1.63 percentage points is recorded compared to the month before<\/p>\n","protected":false},"author":1,"featured_media":157094,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[15837,12163,12444,308],"class_list":{"0":"post-74048","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news","9":"tag-armenia-2","10":"tag-banks","11":"tag-rates","12":"tag-308"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/74048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=74048"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/74048\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/157094"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=74048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=74048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=74048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}