{"id":80059,"date":"2014-10-03T12:42:28","date_gmt":"2014-10-03T12:42:28","guid":{"rendered":"https:\/\/armbanks.am\/2014\/10\/03\/241554\/"},"modified":"2024-12-15T13:13:46","modified_gmt":"2024-12-15T13:13:46","slug":"anelik-bank-unveils-new-loan-product-for-individual-customers","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2014\/10\/03\/80059\/","title":{"rendered":"Anelik bank unveils new loan product for individual customers"},"content":{"rendered":"<p><strong>YEREVAN, October 3. \/ ARKA \/.<\/strong> The Yerevan-based Lebanese-owned Anelik Bank has unveiled a new loan product today designed for individual customers. The loan called &#8220;Simple and Fast\u201d is to be secured by gold, the bank said in a press release.<\/p>\n<p>The maximum amount of a loan is 8 million Armenian drams or $50,000. The interest rate is 14% per annum. The ratio between a loan and a collateral is 110%.<\/p>\n<p>&#8220;Customers who will use this type of loan will be provided with payment cards without annual service fee and no minimum account balance requirement,\u201d Armen Hambardzumyan, the head of retail operations department, was quoted as saying.<\/p>\n<p>Anelik Bank was founded in 1990. Lebanese Credit Bank SAL acquired 51% of the bank in 2009. In 2012 its shares rose further to 89.95% and in 2013 it became the full owner of the bank.<\/p>\n<p>As of April 1, this year the bank&#8217;s assets stood at 63.65 billion drams, the liabilities \u2013 at 51.1 billion drams, credit investments \u2013 at 42.8 billion drams and the capital \u2013 at about 12.6 billion drams. ($ 1 407.68 drams). -0-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Yerevan-based Lebanese-owned Anelik Bank has unveiled a new loan product today designed for individual customers. 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