{"id":85107,"date":"2015-03-03T13:58:04","date_gmt":"2015-03-03T13:58:04","guid":{"rendered":"https:\/\/armbanks.am\/2015\/03\/03\/242457\/"},"modified":"2024-12-15T13:16:39","modified_gmt":"2024-12-15T13:16:39","slug":"armenian-commercial-banks-roa-0-91-and-roe-5-58-in-2014","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2015\/03\/03\/85107\/","title":{"rendered":"Armenian commercial banks&#8217; ROA 0.91% and ROE 5.58% in 2014"},"content":{"rendered":"<p><strong>YEREVAN, March 3. \/ARKA\/.<\/strong> Armenian commercial banks&#8217; Return on Assets (ROA), an indicator of how profitable a company is relative to its total assets, averaged 0.91% in 2014 against 1.81% in late 2013.<\/p>\n<p>The profitability of assets fell 0.37% over one quarter.<\/p>\n<p>Inecobank is topping ARKA News Agency&#8217;s ranking based on comparable analysis \u2013 its ROA was recorded at 3.83% in 2014 against 4.21% in 2013.<\/p>\n<p>Armswisbank, with its 3.12% against 2.98%, came second in the ranking, HSBC Bank Armenia, with 2.53% against 3.55%, came third, Araratbank, with 2.39% and 2.75% respectively, fourth and Ameriabank, with 2.08% and 1.97% fifth.<\/p>\n<p>An average Return on Equity (ROE), the amount of net income returned as a percentage of shareholders equity, of the country&#8217;s commercial banks stood at 5.58% in 2014 against 11.12% in late 2013.<\/p>\n<p>Inecobank, with its 21% against 23.90% a year earlier, came first here. Ameriabank, with 17.82 against 15.96%, ranked second, HSBC Bank Armenia, with 14.71% against 20.36%, third, Araratbank, with 13.90% against 17.17%, fourth and Armbusinessbank, with 13.26 against 11.71% fifth.<\/p>\n<p>Armenian commercial banks&#8217; assets totaled about AMD 3 410.6 billion in late 2014 (a 16.1% growth) and their liabilities AMD 2 921.8 billion (a 18.3% growth).<\/p>\n<p>The banks&#8217; total capital amounted to AMD 488.7 billion (a 4.2% growth) and their aggregate loan portfolio AMD 2 162.9 billion (21.2% growth). They earned AMD 27.1 billion in net profits in 2014 (14.3% decline).<\/p>\n<p>Twenty one commercial banks operate in Armenia now. &#8211;0&#8211;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Armenian commercial banks&#8217; Return on Assets (ROA), an indicator of how profitable a company is relative to its total assets, averaged 0.91% in 2014 against 1.81% in late 2013<\/p>\n","protected":false},"author":1,"featured_media":157094,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[15837,13645,15777],"class_list":{"0":"post-85107","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news","9":"tag-armenia-2","10":"tag-commercial-bank","11":"tag-roa-2"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/85107","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=85107"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/85107\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/157094"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=85107"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=85107"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=85107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}