{"id":86224,"date":"2015-04-02T12:39:36","date_gmt":"2015-04-02T12:39:36","guid":{"rendered":"https:\/\/armbanks.am\/2015\/04\/02\/242629\/"},"modified":"2024-12-15T13:17:12","modified_gmt":"2024-12-15T13:17:12","slug":"armenian-banks-liquidity-drops-to-25-1-in-2014","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2015\/04\/02\/86224\/","title":{"rendered":"Armenian banks\u2019 liquidity drops to 25.1% in 2014"},"content":{"rendered":"<p><strong>YEREVAN, April 2. \/ARKA\/.<\/strong> The total liquidity level (high-quality liquid assets to total assets) of Armenia\u2019s commercial banks dropped by 4.4 percentage points to 25.1% in 2014, the website of the Central Bank of Armenia (CBA) says.<\/p>\n<p>According to the central bank, the banks\u2019 total liquidity level has dropped smoothly, unlike the current liquidity (high-quality liquid assets to demand liabilities) ratio that dropped by 12.9p.p. from 142.3% in the beginning of 2014 to 129.4% at the end of the year.<\/p>\n<p>This ratio dropped steeply in December, when the central bank raised the currency reserve requirement from 12% to 24% (it is 20% now). Consequently, banks\u2019 current liquidity ratio fell by 5.7 percentage points \u2013 from 135% in November to 129.4% in December.<\/p>\n<p>It should be mentioned that Armenian banks are well above the norm requirement of 15% for total liquidity (25.1%) and the norm of 60% for current liquidity (129.4%).<\/p>\n<p>Some analysts say despite the fact that the reserve requirement was lowered to 20%, it is still a high level that puts pressure on bank\u2019s liquidity level. \u20130\u2014<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The total liquidity level (high-quality liquid assets to total assets) of Armenia\u2019s commercial banks dropped by 4.4 percentage points to 25.1% in 2014, the website of the Central Bank of Armenia (CBA) says<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[15837,13154,12805],"class_list":{"0":"post-86224","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-banks-en-en","7":"category-news","8":"tag-armenia-2","9":"tag-central-bank-of-armenia","10":"tag-drop"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/86224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=86224"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/86224\/revisions"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=86224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=86224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=86224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}