{"id":86483,"date":"2015-04-09T14:44:00","date_gmt":"2015-04-09T14:44:00","guid":{"rendered":"https:\/\/armbanks.am\/2015\/04\/09\/242677\/"},"modified":"2024-12-15T13:17:21","modified_gmt":"2024-12-15T13:17:21","slug":"interest-spread-at-armenias-commercial-banks-4-72-in-february","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2015\/04\/09\/86483\/","title":{"rendered":"Interest spread at Armenia&#8217;s commercial banks 4.72% in February"},"content":{"rendered":"<p><strong>YEREVAN, April 9. \/ARKA\/.<\/strong> Interest spread at Armenia&#8217;s commercial banks has narrowed by 0.59 percentage points since the beginning of this year to 4.72% in late February, but widened by 0.01 p. p., compared with late January, the National Statistical Service of Armenia reports.<\/p>\n<p>Interest spread (difference between interest rates on loans and deposits) is one of the most important indicators for rating one or another country&#8217;s banking sector.<\/p>\n<p>A high spread shows system risks \u2013 it means that banks are not able to estimate credit risks adequately.<br \/>\nAccording to the National Statistical Service, loan interests averaged 18.71% in Armenia in February against 16.77% in January, and deposits interests 13.99% against 12.06% respectively. &#8211;0&#8211;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Interest spread at Armenia&#8217;s commercial banks has narrowed by 0.59 percentage points since the beginning of this year to 4.72% in late February, but widened by 0.01 p. p., compared with late January, the National Statistical Service of Armenia reports<\/p>\n","protected":false},"author":1,"featured_media":157200,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[15837,13645,13600],"class_list":{"0":"post-86483","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news","9":"tag-armenia-2","10":"tag-commercial-bank","11":"tag-national-statistical-service"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/86483","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=86483"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/86483\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/157200"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=86483"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=86483"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=86483"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}