{"id":93334,"date":"2015-12-02T14:02:19","date_gmt":"2015-12-02T14:02:19","guid":{"rendered":"https:\/\/armbanks.am\/2015\/12\/02\/243918\/"},"modified":"2024-12-15T13:21:18","modified_gmt":"2024-12-15T13:21:18","slug":"armenian-regulator-explains-principles-of-levying-fines-via-banks","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2015\/12\/02\/93334\/","title":{"rendered":"Armenian regulator explains principles of levying fines via banks"},"content":{"rendered":"<p><strong>YEREVAN, December 2. \/ARKA\/.<\/strong> The Central Bank of Armenia has explained the principles of levying fines via banks, the press office of the regulator reports.<\/p>\n<p>According to the report, the central bank has considered four ways for solution of problems that may emerge in levying fines by the agency for compulsory execution of court acts through banks.<\/p>\n<p>The first case under consideration is when a client has current accounts in drams and in dollars in one bank and deposits in dram and dollars. I this case the bank first levy money from the current dram account, but in the event of zero balance there the bank takes money from the current account in dollars, then deposits in drams and only after that it shifts to deposits in dollars.<\/p>\n<p>The central bank explains that the agency for compulsory execution of court act is not empowered to seize loans, particularly overdrafts.<\/p>\n<p>The regulator also considered another case \u2013 the compulsory execution process that follows the administrative act that is not subject to appeal is launched against a client who has credit line (overdraft).<\/p>\n<p>\u201cIf the client&#8217;s money (excluding overdraft) is blocked, the bank can&#8217;t use this as justification for restricting or closing room for using the overdraft,\u201d the press release says.<\/p>\n<p>The regulator also explained other cases, in which seizure is carried out from deposit account and it is justified by a non-appealable administrative act. &#8212;0&#8212;-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Central Bank of Armenia has explained the principles of levying fines via banks, the press office of the regulator reports<\/p>\n","protected":false},"author":1,"featured_media":157156,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[15837,15865],"class_list":["post-93334","post","type-post","status-publish","format-standard","has-post-thumbnail","category-banks-en-en","category-news","tag-armenia-2","tag-central-bank-2"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - 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