{"id":95058,"date":"2016-02-08T13:44:10","date_gmt":"2016-02-08T13:44:10","guid":{"rendered":"https:\/\/armbanks.am\/2016\/02\/08\/244179\/"},"modified":"2024-12-15T13:22:09","modified_gmt":"2024-12-15T13:22:09","slug":"armenia-based-commercial-banks-lower-interest-rates-on-loans-and-deposits","status":"publish","type":"post","link":"https:\/\/armbanks.am\/en\/2016\/02\/08\/95058\/","title":{"rendered":"Armenia-based commercial banks lower interest rates on loans and deposits"},"content":{"rendered":"<p><strong>YEREVAN, February 8. \/ ARKA \/.<\/strong> Armenia-based commercial banks have lowered their interest rates on loans and deposits, according to the Central Bank\u2019s data.<\/p>\n<p>As a result, in 2015 December interest rates on loans in the Armenian national currency, the drams, to be repaid in less than 12 months decreased by 1.66 percentage points to 15.36%, while interest rates on loans in USD also to be repaid in less than 12 months fell by 0.62 percentage points to 10.32%.<\/p>\n<p>Interest rates on loans to be repaid after 12 months decreased by 1.24 percentage points to 16.81%, while rates on loans in USD fell by 0.34 percentage points to 11.16%.<\/p>\n<p>At the same time, interest rates on deposits in drams with the repayment term of up to 12 months fell by 1.74 percentage points to 13.33%, and rates on deposits in USD also to be repaid after 12 months rose by 0.34 percentage points to 5.67%.<\/p>\n<p>Also interest rates on deposits in drams with the repayment term of above 12 months fell by 0.02 percentage points to 14.79%, and interest rates on deposits in USD increased by 0.12 percentage points.<\/p>\n<p>In December, the Central Bank lowered the refinancing rate from 9.75% to 8.75% .-0-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Armenia-based commercial banks have lowered their interest rates on loans and deposits, according to the Central Bank\u2019s data<\/p>\n","protected":false},"author":1,"featured_media":168555,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[9214,9216],"tags":[15837,12790,12164,12455],"class_list":{"0":"post-95058","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banks-en-en","8":"category-news","9":"tag-armenia-2","10":"tag-commercial-banks","11":"tag-deposits","12":"tag-loans"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/95058","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/comments?post=95058"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/posts\/95058\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media\/168555"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/media?parent=95058"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/categories?post=95058"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/en\/wp-json\/wp\/v2\/tags?post=95058"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}