{"id":272424,"date":"2026-04-21T15:56:04","date_gmt":"2026-04-21T11:56:04","guid":{"rendered":"https:\/\/armbanks.am\/?p=272424"},"modified":"2026-04-21T15:56:06","modified_gmt":"2026-04-21T11:56:06","slug":"%d5%b0%d5%a1%d5%b5%d5%a1%d5%bd%d5%bf%d5%a1%d5%b6%d5%ab-%d5%ad%d5%b8%d5%b7%d5%b8%d6%80%d5%a1%d5%a3%d5%b8%d6%82%d5%b5%d5%b6-%d5%a2%d5%a1%d5%b6%d5%af%d5%a5%d6%80%d5%ab-%d5%be%d5%a1%d6%80%d5%af%d5%a1","status":"publish","type":"post","link":"https:\/\/armbanks.am\/hy\/2026\/04\/21\/272424\/","title":{"rendered":"\u0540\u0561\u0575\u0561\u057d\u057f\u0561\u0576\u056b \u056d\u0578\u0577\u0578\u0580\u0561\u0563\u0578\u0582\u0575\u0576 \u0562\u0561\u0576\u056f\u0565\u0580\u056b \u057e\u0561\u0580\u056f\u0561\u0576\u056b\u0577\u0576\u055d \u0568\u057d\u057f \u0561\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u056b \u056e\u0561\u057e\u0561\u056c\u056b 2026\u0569\u2024\u2013\u056b I \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u056b \u057e\u0565\u0580\u057b\u056b \u0564\u0580\u0578\u0582\u0569\u0575\u0561\u0574\u0562"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\u0535\u0550\u0535\u054e\u0531\u0546, 21 \u0561\u057a\u0580\u056b\u056c\u056b\u2024\/\u0531\u054c\u053f\u0531\/\u2024<\/strong> \u00ab\u0531\u054c\u053f\u0531\u00bb \u0563\u0578\u0580\u056e\u0561\u056f\u0561\u056c\u0578\u0582\u0569\u0575\u0578\u0582\u0576\u0568 \u0570\u0580\u0561\u057a\u0561\u0580\u0561\u056f\u0578\u0582\u0574 \u0567 \u0540\u0561\u0575\u0561\u057d\u057f\u0561\u0576\u056b \u056d\u0578\u0577\u0578\u0580\u0561\u0563\u0578\u0582\u0575\u0576 \u0562\u0561\u0576\u056f\u0565\u0580\u056b \u057e\u0561\u0580\u056f\u0561\u0576\u056b\u0577\u0561\u0575\u056b\u0576 \u0561\u0572\u0575\u0578\u0582\u057d\u0561\u056f\u0568\u055d \u0568\u057d\u057f \u0570\u0561\u0574\u0561\u056d\u0561\u057c\u0576 \u0561\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u056b \u056e\u0561\u057e\u0561\u056c\u056b 2026 \u0569\u057e\u0561\u056f\u0561\u0576\u056b \u0574\u0561\u0580\u057f\u056b 31-\u056b \u0564\u0580\u0578\u0582\u0569\u0575\u0561\u0574\u0562:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0540\u0561\u0575\u0561\u057d\u057f\u0561\u0576\u056b \u0562\u0561\u0576\u056f\u0565\u0580\u056b \u0570\u0561\u0574\u0561\u056d\u0561\u057c\u0576 \u0561\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u0568 2026 \u0569\u057e\u0561\u056f\u0561\u0576\u056b \u0561\u057c\u0561\u057b\u056b\u0576 \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u056b \u057e\u0565\u0580\u057b\u056b \u0564\u0580\u0578\u0582\u0569\u0575\u0561\u0574\u0562 \u056f\u0561\u0566\u0574\u0565\u056c \u0565\u0576 13,15 \u057f\u0580\u056c\u0576 \u0564\u0580\u0561\u0574\u055d 2025 \u0569\u057e\u0561\u056f\u0561\u0576\u056b \u0561\u057c\u0561\u057b\u056b\u0576 \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u056b \u057e\u0565\u0580\u057b\u056b 11,27 \u057f\u0580\u056c\u0576 \u0564\u0580\u0561\u0574\u056b \u0570\u0561\u0574\u0565\u0574\u0561\u057f (\u0561\u0573\u0568\u055d 16,67%) \u0587 2025 \u0569\u057e\u0561\u056f\u0561\u0576\u056b \u0579\u0578\u0580\u0580\u0578\u0580\u0564 \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u056b \u057e\u0565\u0580\u057b\u056b 12,83 \u057f\u0580\u056c\u0576 \u0564\u0580\u0561\u0574\u056b \u0570\u0561\u0574\u0565\u0574\u0561\u057f (\u0561\u0573\u0568\u055d 2,51%):<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0538\u057d\u057f \u00ab\u0531\u054c\u053f\u0531\u00bb \u0563\u0578\u0580\u056e\u0561\u056f\u0561\u056c\u0578\u0582\u0569\u0575\u0561\u0576 \u057e\u0561\u0580\u056f\u0561\u0576\u056b\u0577\u056b\u055d \u0561\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u056b \u056e\u0561\u057e\u0561\u056c\u0578\u057e \u0540\u0561\u0575\u0561\u057d\u057f\u0561\u0576\u056b \u056d\u0578\u0577\u0578\u0580\u0561\u0563\u0578\u0582\u0575\u0576 \u0562\u0561\u0576\u056f\u0565\u0580\u056b \u0570\u0576\u0563\u0575\u0561\u056f\u0578\u0582\u0574 \u0576\u0565\u0580\u0561\u057c\u057e\u0565\u056c \u0565\u0576 \u0531\u0580\u0564\u0577\u056b\u0576\u0562\u0561\u0576\u056f\u0568, \u0531\u0574\u0565\u0580\u056b\u0561\u0562\u0561\u0576\u056f\u0568, \u0531\u056f\u0562\u0561 \u0562\u0561\u0576\u056f\u0568, \u0531\u0574\u056b\u0585 \u0532\u0561\u0576\u056f\u0568 \u0587 \u053b\u0576\u0565\u056f\u0578\u0562\u0561\u0576\u056f\u0568:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0540\u0561\u0577\u057e\u0565\u057f\u0578\u0582 \u0561\u0574\u057d\u0561\u0569\u057e\u056b \u0564\u0580\u0578\u0582\u0569\u0575\u0561\u0574\u0562 \u0561\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u056b \u056e\u0561\u057e\u0561\u056c\u0578\u057e \u0540\u0561\u0575\u0561\u057d\u057f\u0561\u0576\u056b \u056d\u0578\u0577\u0578\u0580\u0561\u0563\u0578\u0582\u0575\u0576 \u0562\u0561\u0576\u056f\u0576 \u0567 \u0531\u0580\u0564\u0577\u056b\u0576\u0562\u0561\u0576\u056f\u0568: \u0532\u0561\u0576\u056f\u056b \u0561\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u0576 \u0568\u0576\u0569\u0561\u0581\u056b\u056f \u057f\u0561\u0580\u057e\u0561 \u0574\u0561\u0580\u057f\u056b \u057e\u0565\u0580\u057b\u056b \u0564\u0580\u0578\u0582\u0569\u0575\u0561\u0574\u0562 \u056f\u0561\u0566\u0574\u0565\u056c \u0565\u0576 2,81 \u057f\u0580\u056c\u0576 \u0564\u0580\u0561\u0574 (\u0561\u0573\u0568 \u0576\u0561\u056d\u0578\u0580\u0564 \u057f\u0561\u0580\u057e\u0561 \u0574\u0561\u0580\u057f\u056b \u057e\u0565\u0580\u057b\u056b \u0570\u0561\u0574\u0565\u0574\u0561\u057f\u055d 21,35%, \u056b\u057d\u056f \u0576\u0561\u056d\u0578\u0580\u0564 \u057f\u0561\u0580\u057e\u0561 \u0564\u0565\u056f\u057f\u0565\u0574\u0562\u0565\u0580\u056b \u057e\u0565\u0580\u057b\u056b \u0570\u0561\u0574\u0565\u0574\u0561\u057f\u055d 5,16%):<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0535\u0580\u056f\u0580\u0578\u0580\u0564 \u0570\u0578\u0580\u056b\u0566\u0578\u0576\u0561\u056f\u0561\u0576\u0578\u0582\u0574 \u0531\u0574\u0565\u0580\u056b\u0561\u0562\u0561\u0576\u056f\u0576 \u0567\u055d 2,42 \u057f\u0580\u056c\u0576 \u0564\u0580\u0561\u0574 \u0561\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u0578\u057e (\u0561\u0573\u0568 \u057f\u0561\u0580\u057e\u0561 \u0568\u0576\u0569\u0561\u0581\u0584\u0578\u0582\u0574\u055d 29,15%, \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u056b \u0568\u0576\u0569\u0561\u0581\u0584\u0578\u0582\u0574\u055d 3,46%):<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u054e\u0561\u0580\u056f\u0561\u0576\u056b\u0577\u056b \u0565\u0580\u0580\u0578\u0580\u0564 \u0570\u0578\u0580\u056b\u0566\u0578\u0576\u0561\u056f\u0561\u0576\u0568 \u0566\u0562\u0561\u0572\u0565\u0581\u0576\u0578\u0582\u0574 \u0567 \u0531\u056f\u0562\u0561 \u0562\u0561\u0576\u056f\u0568\u055d 1,09 \u057f\u0580\u056c\u0576 \u0564\u0580\u0561\u0574 \u0561\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u056b \u0579\u0561\u0583\u0578\u057e (\u0561\u0573\u0568 \u0576\u0561\u056d\u0578\u0580\u0564 \u057f\u0561\u0580\u057e\u0561 I \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u056b \u0570\u0561\u0574\u0565\u0574\u0561\u057f\u055d 18,53%, \u056b\u057d\u056f \u0576\u0561\u056d\u0578\u0580\u0564 \u057f\u0561\u0580\u057e\u0561 IV \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u056b \u0570\u0561\u0574\u0565\u0574\u0561\u057f\u055d 2,18%):<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0549\u0578\u0580\u0580\u0578\u0580\u0564 \u0570\u0578\u0580\u056b\u0566\u0578\u0576\u0561\u056f\u0561\u0576\u0578\u0582\u0574 \u0567 \u0531\u0574\u056b\u0585 \u0532\u0561\u0576\u056f\u0568\u055d 974,3 \u0574\u056c\u0580\u0564 \u0564\u0580\u0561\u0574 \u0561\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u056b \u056e\u0561\u057e\u0561\u056c\u0578\u057e (\u0561\u0573\u0568 \u0576\u0561\u056d\u0578\u0580\u0564 \u057f\u0561\u0580\u057e\u0561 \u0574\u0561\u0580\u057f\u056b \u057e\u0565\u0580\u057b\u056b \u0570\u0561\u0574\u0565\u0574\u0561\u057f\u055d 5,45%, \u056b\u057d\u056f \u0564\u0565\u056f\u057f\u0565\u0574\u0562\u0565\u0580\u056b \u057e\u0565\u0580\u057b\u056b \u0570\u0561\u0574\u0565\u0574\u0561\u057f\u055d 1,76%):<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0531\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u056b \u0574\u0565\u056e\u0578\u0582\u0569\u0575\u0561\u0574\u0562 \u056d\u0578\u0577\u0578\u0580\u0561\u0563\u0578\u0582\u0575\u0576 \u0562\u0561\u0576\u056f\u0565\u0580\u056b \u0570\u0576\u0563\u0575\u0561\u056f\u0568 \u0565\u0566\u0580\u0561\u0583\u0561\u056f\u0578\u0582\u0574 \u0567 \u053b\u0576\u0565\u056f\u0578\u0562\u0561\u0576\u056f\u0568, \u0578\u0580\u056b \u0561\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u0568 \u056f\u0561\u0566\u0574\u0565\u056c \u0565\u0576 915,9 \u0574\u056c\u0580\u0564 \u0564\u0580\u0561\u0574\u055d \u057f\u0561\u0580\u0565\u056f\u0561\u0576 15,28% \u0561\u0573\u056b \u0587 \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u0561\u0575\u056b \u0568\u0576\u0569\u0561\u0581\u0584\u0578\u0582\u0574 0,33% \u0561\u0576\u056f\u0574\u0561\u0576 \u057a\u0561\u0575\u0574\u0561\u0576\u0576\u0565\u0580\u0578\u0582\u0574:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"974\" height=\"668\" src=\"https:\/\/armbanks.am\/wp-content\/uploads\/2026\/04\/22-3.jpg\" alt=\"\" class=\"wp-image-272354\" srcset=\"https:\/\/armbanks.am\/wp-content\/uploads\/2026\/04\/22-3.jpg 974w, https:\/\/armbanks.am\/wp-content\/uploads\/2026\/04\/22-3-300x206.jpg 300w, https:\/\/armbanks.am\/wp-content\/uploads\/2026\/04\/22-3-768x527.jpg 768w, https:\/\/armbanks.am\/wp-content\/uploads\/2026\/04\/22-3-150x103.jpg 150w, https:\/\/armbanks.am\/wp-content\/uploads\/2026\/04\/22-3-218x150.jpg 218w, https:\/\/armbanks.am\/wp-content\/uploads\/2026\/04\/22-3-436x300.jpg 436w, https:\/\/armbanks.am\/wp-content\/uploads\/2026\/04\/22-3-600x411.jpg 600w, https:\/\/armbanks.am\/wp-content\/uploads\/2026\/04\/22-3-696x477.jpg 696w\" sizes=\"auto, (max-width: 974px) 100vw, 974px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u0532\u0561\u0576\u056f\u0565\u0580\u056b \u057e\u0561\u0580\u056f\u0561\u0576\u056b\u0577\u056b \u056f\u0561\u0566\u0574\u0574\u0561\u0576 \u0561\u0572\u0562\u0575\u0578\u0582\u0580 \u0567 \u0570\u0561\u0576\u0564\u056b\u057d\u0561\u0576\u0578\u0582\u0574 \u00ab\u0531\u054c\u053f\u0531\u00bb \u0563\u0578\u0580\u056e\u0561\u056f\u0561\u056c\u0578\u0582\u0569\u0575\u0561\u0576 \u00ab\u0540\u0561\u0575\u0561\u057d\u057f\u0561\u0576\u056b \u0562\u0561\u0576\u056f\u0565\u0580\u056b \u0563\u0578\u0580\u056e\u0578\u0582\u0576\u0565\u0578\u0582\u0569\u0575\u0561\u0576 \u0581\u0578\u0582\u0581\u0561\u0576\u056b\u0577\u0576\u0565\u0580\u0568. 2026 \u0569. I \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u056b \u0585\u057a\u0565\u0580\u0561\u057f\u056b\u057e \u057f\u057e\u0575\u0561\u056c\u0576\u0565\u0580\u00bb \u057f\u0565\u0572\u0565\u056f\u0561\u0563\u056b\u0580\u0568, \u0578\u0580\u0568 \u056f\u0561\u0566\u0574\u057e\u0565\u056c \u0567 \u0570\u0561\u0575\u056f\u0561\u056f\u0561\u0576 \u0562\u0561\u0576\u056f\u0565\u0580\u056b \u056f\u0578\u0572\u0574\u056b\u0581 \u0556\u0540\u0544\u054d \u0574\u056b\u057b\u0561\u0566\u0563\u0561\u0575\u056b\u0576 \u057d\u057f\u0561\u0576\u0564\u0561\u0580\u057f\u0576\u0565\u0580\u056b\u0576 \u0570\u0561\u0574\u0561\u057a\u0561\u057f\u0561\u057d\u056d\u0561\u0576 \u0570\u0580\u0561\u057a\u0561\u0580\u0561\u056f\u057e\u0578\u0572 \u0570\u0561\u0577\u057e\u0565\u057f\u057e\u0578\u0582\u0569\u0575\u0578\u0582\u0576\u0576\u0565\u0580\u056b \u0570\u056b\u0574\u0561\u0576 \u057e\u0580\u0561:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u054d\u0578\u0582\u0575\u0576 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