{"id":60333,"date":"2013-08-23T09:08:46","date_gmt":"2013-08-23T09:08:46","guid":{"rendered":"https:\/\/armbanks.am\/2013\/08\/23\/217443\/"},"modified":"2024-12-15T11:41:11","modified_gmt":"2024-12-15T11:41:11","slug":"%d5%b0%d5%a1%d5%b5%d5%a1%d5%bd%d5%bf%d5%a1%d5%b6%d5%ab-%d5%be%d5%af-%d5%a1%d5%af%d5%bf%d5%ab%d5%be%d5%b6%d5%a5%d6%80%d5%ab-%d5%b7%d5%a1%d5%b0%d5%b8%d6%82%d5%a9%d5%a1%d5%a2%d5%a5%d6%80%d5%b8%d6%82-2","status":"publish","type":"post","link":"https:\/\/armbanks.am\/hy\/2013\/08\/23\/60333\/","title":{"rendered":"\u0540\u0561\u0575\u0561\u057d\u057f\u0561\u0576\u056b \u054e\u053f \u0561\u056f\u057f\u056b\u057e\u0576\u0565\u0580\u056b \u0577\u0561\u0570\u0578\u0582\u0569\u0561\u0562\u0565\u0580\u0578\u0582\u0569\u0575\u0561\u0576 \u0574\u056b\u057b\u056b\u0576 \u0581\u0578\u0582\u0581\u0561\u0576\u056b\u0577\u0568 \u0570\u0578\u0582\u0576\u056b\u057d\u056b 30\u2013\u056b \u0564\u0580\u0578\u0582\u0569\u0575\u0561\u0574\u0562 3,79% \u0567 \u056f\u0561\u0566\u0574\u0565\u056c"},"content":{"rendered":"<p><strong>\u0535\u0550\u0535\u054e\u0531\u0546, 23 \u0585\u0563\u0578\u057d\u057f\u0578\u057d\u056b. \/\u0531\u054c\u053f\u0531\/.<\/strong> \u0540\u0561\u0575\u0561\u057d\u057f\u0561\u0576\u056b \u057e\u0561\u0580\u056f\u0561\u0575\u056b\u0576 \u056f\u0561\u0566\u0574\u0561\u056f\u0565\u0580\u057a\u0578\u0582\u0569\u0575\u0578\u0582\u0576\u0576\u0565\u0580\u056b\u00a0 \u0577\u0561\u0570\u0578\u0582\u0569\u0561\u0562\u0565\u0580\u0578\u0582\u0569\u0575\u0561\u0576 \u0574\u056b\u057b\u056b\u0576 \u0581\u0578\u0582\u0581\u0561\u0576\u056b\u0577\u0576 \u0568\u0576\u0569\u0561\u0581\u056b\u056f \u057f\u0561\u0580\u057e\u0561 \u0570\u0578\u0582\u0576\u056b\u057d\u056b 30-\u056b \u0564\u0580\u0578\u0582\u0569\u0575\u0561\u0574\u0562 3.79% \u0567 \u056f\u0561\u0566\u0574\u0565\u056c\u055d 2013 \u0569\u057e\u0561\u056f\u0561\u0576\u056b \u0574\u0561\u0580\u057f\u056b 31\u2013\u056b 3,67%-\u056b \u0564\u056b\u0574\u0561\u0581:<\/p>\n<p>\u0544\u056b\u0561\u056a\u0561\u0574\u0561\u0576\u0561\u056f \u00ab\u0531\u054c\u053f\u0531\u00bb \u0563\u0578\u0580\u056e\u0561\u056f\u0561\u056c\u0578\u0582\u0569\u0575\u0561\u0576 \u0561\u0576\u0581\u056f\u0561\u0581\u0580\u0561\u056e \u057e\u0565\u0580\u056c\u0578\u0582\u056e\u0578\u0582\u0569\u0575\u0561\u0576 \u0570\u0561\u0574\u0561\u0571\u0561\u0575\u0576` \u0570\u0561\u0577\u057e\u0565\u057f\u0578\u0582 \u056a\u0561\u0574\u0561\u0576\u0561\u056f\u0561\u0570\u0561\u057f\u057e\u0561\u056e\u0578\u0582\u0574 \u0561\u0575\u0564 \u0581\u0578\u0582\u0581\u0561\u0576\u056b\u0577\u0578\u057e \u0561\u057c\u0561\u057b\u0561\u057f\u0561\u0580\u0576\u0565\u0580\u056b \u0570\u0576\u0563\u0575\u0561\u056f\u0568 \u0563\u056c\u056d\u0561\u057e\u0578\u0580\u0578\u0582\u0574\u00a0 \u0567 \u0537\u0584\u057d\u057a\u0580\u0565\u057d \u053f\u0580\u0565\u0564\u056b\u057f\u0568, \u0578\u0580\u056b ROA-\u0576 \u0565\u0580\u056f\u0580\u0578\u0580\u0564 \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u056b \u0561\u057e\u0561\u0580\u057f\u056b\u0576 13,92% \u0567 \u056f\u0561\u0566\u0574\u0565\u056c\u055d \u0561\u057c\u0561\u057b\u056b\u0576 \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u056b 5.59 %-\u056b \u0564\u056b\u0574\u0561\u0581:<\/p>\n<p>\u0546\u0580\u0561\u0576 \u0570\u0561\u057b\u0578\u0580\u0564\u0578\u0582\u0574 \u0567 \u0533\u0561\u057c\u0576\u056b \u053b\u0576\u057e\u0565\u057d\u057f\u0568\u055d 13.74% \u0581\u0578\u0582\u0581\u0561\u0576\u056b\u0577\u0578\u057e\u055d\u00a0 13.28%-\u056b \u0564\u056b\u0574\u0561\u0581, \u00ab\u0531\u0580\u0565\u0563\u0561\u056f\u0568\u00bb\u055d 11.51% \u0581\u0578\u0582\u0581\u0561\u0576\u056b\u0577\u0578\u057e\u055d 12,37%-\u056b \u0564\u056b\u0574\u0561\u0581, \u00ab\u053f\u0561\u0574\u0578\u0582\u0580\u057b\u00bb \u057e\u0561\u0580\u056f\u0561\u0575\u056b\u0576 \u0574\u056b\u0578\u0582\u0569\u0575\u0578\u0582\u0576\u0568\u055d 9.73%-\u0578\u057e\u055d 10,00%-\u056b \u0564\u056b\u0574\u0561\u0581, \u0587 \u00ab\u0531\u0580\u0586\u056b\u0576\u0568\u00bb\u055d 9.62%-\u0578\u057e\u055d 10.49%-\u056b \u0564\u056b\u0574\u0561\u0581:<\/p>\n<p>\u0544\u056b\u0561\u056a\u0561\u0574\u0561\u0576\u0561\u056f \u0540\u0561\u0575\u0561\u057d\u057f\u0561\u0576\u056b \u054e\u053f \u056f\u0561\u057a\u056b\u057f\u0561\u056c\u056b \u0577\u0561\u0570\u0578\u0582\u0569\u0561\u0562\u0565\u0580\u0578\u0582\u0569\u0575\u0561\u0576 (ROE) \u0574\u0561\u056f\u0561\u0580\u0564\u0561\u056f\u0568 \u0570\u0578\u0582\u0576\u056b\u057d\u056b 30\u2013\u056b \u0564\u0580\u0578\u0582\u0569\u0575\u0561\u0574\u0562 \u056f\u0561\u0566\u0574\u0565\u056c \u0567 9,46%\u055d \u0561\u057c\u0561\u057b\u056b\u0576 \u0565\u057c\u0561\u0574\u057d\u0575\u0561\u056f\u056b 9.15 \u057f\u0578\u056f\u0578\u057d\u056b \u0564\u056b\u0574\u0561\u0581\u0589<\/p>\n<p>\u0531\u0575\u057d \u0581\u0578\u0582\u0581\u0561\u0576\u056b\u0577\u0578\u057e \u0561\u057c\u0561\u057b\u056b\u0576\u0576 \u0567 \u0533\u0561\u057c\u0576\u056b \u053b\u0576\u057e\u0565\u057d\u057f\u0568\u055d 44.02% \u0581\u0578\u0582\u0581\u0561\u0576\u056b\u0577\u0578\u057e` 43,93% -\u056b \u0564\u056b\u0574\u0561\u0581, \u00ab\u0531\u0580\u0586\u056b\u0576\u00bb \u057e\u0561\u0580\u056f\u0561\u0575\u056b\u0576 \u0574\u056b\u0578\u0582\u0569\u0575\u0578\u0582\u0576\u0568\u055d 35.63%-\u0578\u057e\u055d 41.53%-\u056b \u0564\u056b\u0574\u0561\u0581, \u00ab\u054b\u056b \u0537\u0586 \u054d\u056b\u00bb` 28.49% \u2013\u0578\u057e\u055d 11.50%-\u056b \u0564\u056b\u0574\u0561\u0581, \u00ab\u0533\u056c\u0578\u0562\u0561\u056c \u054e\u0561\u0580\u056f\u0568\u00bb` 23.95%-\u0578\u057e\u055d 27%-\u056b \u0564\u056b\u0574\u0561\u0581, \u00ab\u053f\u0561\u0574\u0578\u0582\u0580\u057b\u0568\u00bb` 23.83%-\u0578\u057e\u055d 105.23%-\u056b \u0564\u056b\u0574\u0561\u0581:<\/p>\n<p>2013 \u0569\u057e\u0561\u056f\u0561\u0576\u056b \u0570\u0578\u0582\u0576\u056b\u057d\u056b 30-\u056b \u0564\u0580\u0578\u0582\u0569\u0575\u0561\u0574\u0562 \u0540\u0561\u0575\u0561\u057d\u057f\u0561\u0576\u0578\u0582\u0574 \u0563\u0578\u0580\u056e\u0578\u0582\u0574 \u0567 33 \u057e\u0561\u0580\u056f\u0561\u0575\u056b\u0576 \u056f\u0561\u0566\u0574\u0561\u056f\u0565\u0580\u057a\u0578\u0582\u0569\u0575\u0578\u0582\u0576\u0589\u00a0 (1 \u0564\u0578\u056c\u0561\u0580\u0568` 406.10 \u0564\u0580\u0561\u0574) \u20130-<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0540\u0561\u0575\u0561\u057d\u057f\u0561\u0576\u056b \u057e\u0561\u0580\u056f\u0561\u0575\u056b\u0576 \u056f\u0561\u0566\u0574\u0561\u056f\u0565\u0580\u057a\u0578\u0582\u0569\u0575\u0578\u0582\u0576\u0576\u0565\u0580\u056b  \u0577\u0561\u0570\u0578\u0582\u0569\u0561\u0562\u0565\u0580\u0578\u0582\u0569\u0575\u0561\u0576 \u0574\u056b\u057b\u056b\u0576 \u0581\u0578\u0582\u0581\u0561\u0576\u056b\u0577\u0576 \u0568\u0576\u0569\u0561\u0581\u056b\u056f \u057f\u0561\u0580\u057e\u0561 \u0570\u0578\u0582\u0576\u056b\u057d\u056b 30-\u056b \u0564\u0580\u0578\u0582\u0569\u0575\u0561\u0574\u0562 3.79% \u0567 \u056f\u0561\u0566\u0574\u0565\u056c\u055d 2013 \u0569\u057e\u0561\u056f\u0561\u0576\u056b \u0574\u0561\u0580\u057f\u056b 31\u2013\u056b 3,67%-\u056b \u0564\u056b\u0574\u0561\u0581:<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","tstyn_error":""},"categories":[8498,8550],"tags":[305,8837,8784],"class_list":{"0":"post-60333","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-8498","7":"category-8550","8":"tag-305","9":"tag-8837","10":"tag-8784"},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/armbanks.am\/hy\/wp-json\/wp\/v2\/posts\/60333","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/armbanks.am\/hy\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/armbanks.am\/hy\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/armbanks.am\/hy\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/armbanks.am\/hy\/wp-json\/wp\/v2\/comments?post=60333"}],"version-history":[{"count":0,"href":"https:\/\/armbanks.am\/hy\/wp-json\/wp\/v2\/posts\/60333\/revisions"}],"wp:attachment":[{"href":"https:\/\/armbanks.am\/hy\/wp-json\/wp\/v2\/media?parent=60333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/armbanks.am\/hy\/wp-json\/wp\/v2\/categories?post=60333"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/armbanks.am\/hy\/wp-json\/wp\/v2\/tags?post=60333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}