Average market exchange rate of dram against USD grows by 1.76 percentage point from

The net inflow of cross-border remittances to individuals in Armenia, received from abroad through the Armenian banking system, amounted to $1.32 billion in January-November 2025, compared to $1.12 billion in January-November 2024, according to a report from the Central Bank.

Insurance market of Armenia is in embryonic state

In December 2025, Armenia's financial market was characterized by a combination of moderate monetary easing, continued high growth rates in bank lending, and the continued development of capital market instruments.

Starting January 1, Armenia introduced a 2% cashback system for non-cash payments made with ArCa payment system cards.