YEREVAN, February 23. /ARKA/. ARKA News Agency has published a ranking of the most profitable credit institutions in Armenia for 2025.
The net profit (after tax) of Armenia’s credit institutions for 2025 amounted to 56.87 billion drams, compared to 19.50 billion drams in 2024 (an increase of 191.6%).
A number of credit institutions ended 2025 with a loss, which affected the dynamics of the overall indicator.
According to ARKA News Agency’s ranking, the top five leaders in net profit (after tax) for 2025 were Export Finance, Bnakaran Yeritasardnerin, First Factoring Company, ACBA-Leasing, and Aregak.
Export Finance was the most profitable credit institution for the year. The company’s net profit amounted to 13.59 billion drams, compared to a loss of 1.12 billion drams in 2024.
Bnakaran Yeritasardnerin ranks second with a profit of 10.81 billion drams (a 38.7% increase compared to 2024).
Third place goes to First Factoring Company, which posted a profit of 7.06 billion drams in 2025, compared to a loss of 9.13 billion drams the previous year.
Fourth place goes to ACBA-Leasing with a net profit of 6.48 billion drams (a 22.1% increase).
Rounding out the top five is Aregak, whose profit amounted to 3.77 billion drams (a 5.04% decrease compared to 2024).
TOP 10 Credit Institutions by Net Profit (After Tax), 2025.
Source: ARKA Newsletter
“Credit Organizations of Armenia (Key Performance Indicators). Q4 2025.”
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