Armenian banks have enough capital to resists risks

YEREVAN, February 3. /ARKA/. Armenian banks have sufficient capital to resist potential risks and there is nothing that could jeopardize the country’s  financial stability, the chairman of the Central Bank  Martin Galstyan told reporters on Tuesday.

“The banks were provided with unprecedented liquidity so that they had no  problems with lending,” Galstyan said

He noted that in all likelihood  there will be a certain decrease in the capital adequacy ratio of some banks due to writing -offs of some loans or an increase in the share of non-performing loans.

“However, in general, there is sufficient capital within the banking sector and we do not see any problems in this area,” Galstyan said.

He noted that taking into account the coronavirus crisis and the war in Nagorno-Karabakh, the share of non-performing loans in the loan portfolio of banks has increased, however,  the system expected such developments.

At the same time, he noted that if there are no new opportunities for growth, a decrease in profits is possible. -0–

spot_img

POPULAR

Ranking of Armenian Credit Organizations by Credit and Leasing Portfolio as of September 30, 2026

The ARKA agency has published a ranking of Armenia’s largest credit organizations based on the volume of their credit investments and leasing operations as of September 30, 2026.

Assets of Armenian credit organizations exceed 915.92 billion drams, up 6.36% since the beginning of the year

As of September 30, 2026, the total assets of Armenian credit organizations reached 915.92 billion drams an increase of 1.19% during the third quarter and 6.36% since the beginning of the year.

From Dream to Reality: IDBank’s Special Mortgage Terms at TOON EXPO.Invest 2026

True to its commitment to offering flexible and modern financial solutions, IDBank participates in TOON EXPO.Invest 2026 Vol. 2 with special mortgage offers.

acbaSplit: Acba Bank launches a new payment service

Acba Bank has launched "acbaSplit," a service that allows customers to make purchases of up to 5 million Armenian drams (AMD) with the option to pay in installments.

Armenia to Contribute an Additional €8.2 Million to the Capital of the Black Sea Trade and Development Bank

Armenia will contribute an additional €8.2 million to the authorized capital of the Black Sea Trade and Development Bank (BSTDB).

LATEST NEWS

spot_imgspot_imgspot_img