Net loan portfolio of Armenian banks increased by 22.66% to 7.7 trillion drams in 2025

YEREVAN, January 23. /ARKA/. The loan portfolio of the Armenian banking system as of December 31, 2025, amounted to 7.7 trillion drams, an increase of 22.66% compared to the fourth quarter of 2024.

Moreover, this figure increased by 5.93% compared to the third quarter of 2025.

According to the ARKA news agency ranking, Ameriabank held the leading position in the banking system by loan portfolio as of the end of 2025. The bank’s lending volume amounted to 1.67 trillion drams (an increase of 27.67% compared to the fourth quarter of 2024).

Ardshinbank ranks second, with a net loan portfolio of 1.46 trillion drams (an increase of 30.29%). ACBA Bank ranked third with a net loan portfolio of AMD 736.8 billion (an increase of 17.10%).

The bank ranking by loan portfolio is based on the ARKA news agency’s bulletin, “Performance Indicators of Armenian Banks. Update for Q4 2025,” compiled based on Armenian banks’ reports published in accordance with IFRS.

To purchase this bulletin and other agency information products, please contact the Marketing Department (e-mail: [email protected]).

spot_img

POPULAR

Armenian bank assets grew by 8.1% in the first half of the year, reaching 13.8 trillion drams — Union of Banks of Armenia

The total assets of Armenian banks as of June 30, 2026, amounted to 13.8 trillion drams, an increase of 8.1% since the beginning of the year, announced Daniel Azatyan, Chairman of the Union of Banks of Armenia.

Euro jumped 3.71 points against the Armenian dram: Central Bank

The average market exchange rate for the US dollar against the Armenian dram, determined on the Armenian foreign exchange market, increased by 0.43 points on July 30, 2026, compared to July 29, to 366.63 drams.

Armenian banks’ loan portfolio in the first half of the year amounted to 8.8 trillion drams, up 11.5% – Union of Banks

The loan portfolio of Armenian banks in the first half of 2026 amounted to 8.8 trillion drams, up 11.5%, reported Daniel Azatyan, head of the Union of Banks of the Republic.

Head of the Union of Banks of Armenia did not rule out consolidation of the Armenian banking market

Daniel Azatyan, Chairman of the Union of Banks of Armenia, believes the current number of commercial banks in the country is optimal, but theoretically allows for market consolidation.

Armbanks Weekly Digest: Key Events in Armenia’s Financial Market (July 27–31)

Armenia's financial agenda last week was determined by banking sector data, rating decisions, inflation and public debt forecasts, exchange rate dynamics, personnel changes at Byblos Bank Armenia, and expert assessments of the possible impact of restrictions on goods supplies to Russia.

LATEST NEWS

spot_imgspot_imgspot_img