The year 2025 proved to be quite favorable for Armenia's banking sector, yet there are two critical issues that need attention, according to Central Bank Governor Martin Galstyan.
At an extraordinary session on Tuesday, the National Assembly of Armenia ratified a €50 million financing agreement with the European Investment Bank (EIB) for the "Armenia – Resilient Syunik, Special Investment Window 1 of the Neighborhood and Enhanced Partnership Instrument+ (NIP+)" program.
At an extraordinary session on Tuesday, the National Assembly of Armenia ratified a $250 million loan agreement with the Asian Development Bank (ADB) under the Transformative Housing Reforms for Improved Vitality and Empowerment (THRIVE) Program.
The Central Bank of Armenia's decision to lower the refinancing rate by 0.25 percentage points to 6.50% is seen as moderately advantageous for the nation's economy and financial markets, according to Hovak Hovakimyan, Director of Freedom Broker Armenia, speaking to ARKA.
The Central Bank of Armenia is pursuing a fairly balanced and consistent policy to ensure the stability of the financial system, particularly in terms of digitalization and market transparency, according to Freedom Broker Armenia Director Hovak Hovakimyan.
The loan portfolio of Armenia's banking system increased by 29.89% in the third quarter of 2025 compared to the same quarter of 2024, reaching AMD 7.16 trillion.
The combined loan portfolio of 17 Armenia-based commercial banks upped by 6.11% in Q2 2025 compared to Q1 2025, amounting to AMD 6.82 trillion, according to a ranking compiled by the ARKA news agency.
Moody's Ratings has upgraded Converse Bank CJSC's long-term local and foreign currency bank deposit ratings to Ba3 from B1, aligning the Bank’s rating with Armenia’s sovereign rating.
Armenia's total public debt as of October 31, 2025, amounted to $14,173.212 million, a decrease of $22.676 million compared to September 30, 2025. This is stated in a report by the Statistical Committee of Armenia.
The net inflow of cross-border transfers to individuals in Armenia, received from abroad through the Armenian banking system, amounted to $1.15 billion in January-October 2025, compared to $1.05 billion in January-October 2024, according to a report from the Central Bank of the Republic.
The Executive Board of the International Monetary Fund (IMF) approved a new 36-month Stand-By Arrangement (SBA) with Armenia in the amount of SDR 128.8 million (100% of Armenia's IMF quota, or approximately $175 million).
In November, the inflation rate over the past 12 months in the Armenian consumer market reached 3.1%, as reported by the Statistical Committee (Armstat).
At the end of 2025, Armenia's state budget deficit will not exceed 5% instead of the planned 5.5%, resulting in public debt not exceeding 50% of GDP, Armenian Finance Minister Vahe Hovhannisyan announced Wednesday in parliament during the final discussion of the 2026 budget.
The capital market of Armenia is undergoing a significant transformation: there is an increasing interest in bonds, foreign investors are becoming more engaged, and there is a rising demand for new financial instruments, ranging from IPOs to digital assets
Interest in financial markets is growing in Armenia, and more and more people are thinking about how to build long-term capital. Many don't know where to start or how to avoid mistakes.
The need to improve financial literacy is increasingly being discussed in Armenia, but what does this really mean, and why is it important not only for individuals but for the entire economy?
Interest in investing in Armenia has grown significantly in recent years, and along with it, so has the need for accessible tools that allow one to take their first steps in the financial market.
The year 2025 proved to be quite favorable for Armenia's banking sector, yet there are two critical issues that need attention, according to Central Bank Governor Martin Galstyan.
At an extraordinary session on Tuesday, the National Assembly of Armenia ratified a €50 million financing agreement with the European Investment Bank (EIB) for the "Armenia – Resilient Syunik, Special Investment Window 1 of the Neighborhood and Enhanced Partnership Instrument+ (NIP+)" program.
At an extraordinary session on Tuesday, the National Assembly of Armenia ratified a $250 million loan agreement with the Asian Development Bank (ADB) under the Transformative Housing Reforms for Improved Vitality and Empowerment (THRIVE) Program.
The Central Bank of Armenia's decision to lower the refinancing rate by 0.25 percentage points to 6.50% is seen as moderately advantageous for the nation's economy and financial markets, according to Hovak Hovakimyan, Director of Freedom Broker Armenia, speaking to ARKA.
The Central Bank of Armenia is pursuing a fairly balanced and consistent policy to ensure the stability of the financial system, particularly in terms of digitalization and market transparency, according to Freedom Broker Armenia Director Hovak Hovakimyan.
The loan portfolio of Armenia's banking system increased by 29.89% in the third quarter of 2025 compared to the same quarter of 2024, reaching AMD 7.16 trillion.
The combined loan portfolio of 17 Armenia-based commercial banks upped by 6.11% in Q2 2025 compared to Q1 2025, amounting to AMD 6.82 trillion, according to a ranking compiled by the ARKA news agency.
Moody's Ratings has upgraded Converse Bank CJSC's long-term local and foreign currency bank deposit ratings to Ba3 from B1, aligning the Bank’s rating with Armenia’s sovereign rating.
Armenia's total public debt as of October 31, 2025, amounted to $14,173.212 million, a decrease of $22.676 million compared to September 30, 2025. This is stated in a report by the Statistical Committee of Armenia.
The net inflow of cross-border transfers to individuals in Armenia, received from abroad through the Armenian banking system, amounted to $1.15 billion in January-October 2025, compared to $1.05 billion in January-October 2024, according to a report from the Central Bank of the Republic.
The Executive Board of the International Monetary Fund (IMF) approved a new 36-month Stand-By Arrangement (SBA) with Armenia in the amount of SDR 128.8 million (100% of Armenia's IMF quota, or approximately $175 million).
In November, the inflation rate over the past 12 months in the Armenian consumer market reached 3.1%, as reported by the Statistical Committee (Armstat).
At the end of 2025, Armenia's state budget deficit will not exceed 5% instead of the planned 5.5%, resulting in public debt not exceeding 50% of GDP, Armenian Finance Minister Vahe Hovhannisyan announced Wednesday in parliament during the final discussion of the 2026 budget.
The capital market of Armenia is undergoing a significant transformation: there is an increasing interest in bonds, foreign investors are becoming more engaged, and there is a rising demand for new financial instruments, ranging from IPOs to digital assets
Interest in financial markets is growing in Armenia, and more and more people are thinking about how to build long-term capital. Many don't know where to start or how to avoid mistakes.
The need to improve financial literacy is increasingly being discussed in Armenia, but what does this really mean, and why is it important not only for individuals but for the entire economy?
Interest in investing in Armenia has grown significantly in recent years, and along with it, so has the need for accessible tools that allow one to take their first steps in the financial market.
Currently, Armenia is undergoing a cycle of rate reductions, and there are no anticipated interest rate hikes for 2026. This prediction was shared by Hovak Hovakimyan, the Director of Freedom Broker Armenia, during an interview with ARKA.
The current market size of corporate bonds in Armenia stands at $1.7 billion. This marks a notable increase from around $300-400 million seven or eight years ago, indicating a growing interest in this sector.
Armenia Stock Exchange (AMX) has summarized the trading activity for November 2025. During the month, a dynamic trading environment has been maintained, highlighting growing investor confidence and market activity.
The number of clients of the investment company Freedom Broker Armenia and the demand they have generated over three years indicate that demand in Armenia exceeds supply, Freedom Broker Armenia Director Hovak Hovakimyan stated in response to a question from the ARKA news agency at a press conference dedicated to the placement of bonds by Team Holding.
By its decision dated November 20, 2025, the Management Committee of Euroclear Bank approved the application of the Central Depository of Armenia (CDA) to become a client of the bank.
YEREVAN, November 21. /ARKA/. Armenia’s Wilco Wealth Management earned international recognition among leading financial institutions at the WealthBriefing MENA Awards 2025, held on 20 November at The Armani Hotel, Dubai, UAE.
The winners were announced during a gala ceremony, where Wilco’s CEO Irina Belysheva was named “Leading Woman in Wealth Management,” an award honoring women who redefine leadership through excellence,...
Interest in financial markets is growing in Armenia, and more and more people are thinking about how to build long-term capital. Many don't know where to start or how to avoid mistakes.
According to Finance Minister Vahe Hovhannisyan, the risk premium on Eurobonds issued by Armenia in 2025 has decreased after the signing of the Washington Declaration.
On November 11, the Armenia Stock Exchange (AMX) conducted an auction for government bonds valued at 25 billion drams, as reported by the exchange's press service.
On November 10, Armenian investment and brokerage company Cube Invest began placing $10 million and 2.5 billion drams in bonds to finance the construction of the Dalan Technopark in Yerevan, Mikael Margaryan, CEO and Chairman of the Board of Directors of Cube Invest, told ARKA news agency.
