YEREVAN, March 18. /ARKA/. In January 2026, commercial bank deposits in Armenia decreased by 0.3% (MoM), while loans grew by 1.1% (MoM), according to the World Bank’s “Armenia Monthly Economic Update – March 2026.”
“Exchange-adjusted annual growth remained stable at 19.3% for total deposits and 24.1% for lending,” the study notes.
It also notes that financial system indicators remained robust: the capital adequacy ratio stood at 20.3%, and the non-performing loan rate stabilized at 1.3%.
According to the Central Bank, the total volume of loans issued by commercial banks of Armenia at the end of January 2026 amounted to 7.96 trillion drams, compared to 7.87 trillion drams in December 2025. At the same time, the total volume of deposits attracted by commercial banks of Armenia in January of this year amounted to 7.43 trillion drams, compared to 7.46 trillion drams in December last year. ($1 – 377.46 drams)
