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Average exchange rate of dram to US dollar in December was 3.8% lower than a year ago

In December 2025, the average exchange rate of the Armenian dram against the US dollar stood at 381.5 drams, compared to 396.5 drams in December 2024, as reported by the Statistical Committee (Armstat).

Euro and ruble rise against Armenian dram, while US dollar weakens slightly

The average market exchange rate for the US dollar to the Armenian dram on the Armenian foreign exchange market on January 12, 2026, fell by 0.06 points compared to January 9, to 381.15 drams.

Armbanks Weekly Digest: Key Events in the Armenian Financial Market (January 5-11)

The first full working week of 2026 in the Armenian financial market was marked by regulatory decisions, relative stability in the foreign exchange market, and growth in capital market indicators.

Inflation of 3.3% recorded in Armenia by the end of 2025

In the Armenian consumer market, 12-month inflation (December 2025 compared to December 2024) amounted to 3.3%, according to a report by the Statistical Committee of Armenia (Armstat).

Ten key events in the financial and banking market of Armenia in 2025

2025 was a period of significant institutional and regulatory changes for the capital market of Armenia, as well as large deals and new instruments.

Euro and U.S. dollar decline against Armenian dram

The average market exchange rate for the US dollar to the Armenian dram on the Armenian foreign exchange market as of January 9, 2026, fell by 0.18 points compared to January 8, to 381.21 drams.

Ministry of Finance has identified cases in which the 2% cashback will not be awarded for payments made with ArCa cards

The Armenian Ministry of Finance has clarified which non-cash transactions made with ArCa payment system cards will not be eligible for cashback.

Market capitalization increased by 6.29% in December to approximately 467 billion drams – Armenia Stock Exchange

 Armenia Stock Exchange (AMX) has summarized the trading activity for December 2025. During the month, a dynamic trading environment has been maintained, highlighting growing investor confidence and market activity.

Armenia approves amendments to agreement on automatic exchange of financial account information

During a meeting on Thursday, the Armenian government gave its approval to a draft law that ratifies the amendment to the Multilateral Agreement of Competent Authorities regarding the "Automatic Exchange of Financial Account Information," which was signed on October 14, 2014.

Euro and dollar fall against Armenian dram, while ruble ups slightly

The average market exchange rate for the US dollar against the Armenian dram as of January 8, 2026, fell by 0.36 points compared to January 7, to 381.39 drams.

Armenia’s total public debt increased by 0.22% to $14.2 billion as of November 2025

Armenia's total public debt as of November 30, 2025, amounted to $14,204.2 million, compared to $14,173.2 million as of October 31, 2025. This is evidenced by data released by the Ministry of Finance.

Armenia’s financial system in December 2025: interest rate declines, lending grows

In December 2025, Armenia's financial market was characterized by a combination of moderate monetary easing, continued high growth rates in bank lending, and the continued development of capital market instruments.

Euro  falls against Armenian dram by 3.02 points

The average market exchange rate of the US dollar to the Armenian dram on January 5, 2026, increased by 0.19 points compared to December 30, 2025, to 381.55 drams.

Net inflow of remittances to Armenia from abroad increased by 17.9% in the first 11 months of 2025

The net inflow of cross-border remittances to individuals in Armenia, received from abroad through the Armenian banking system, amounted to $1.32 billion in January-November 2025, compared to $1.12 billion in January-November 2024, according to a report from the Central Bank.

Procedure and conditions for providing cashback on transactions with ArCa cards

Starting January 1, Armenia introduced a 2% cashback system for non-cash payments made with ArCa payment system cards.

ARKA news agency wishes everyone a Happy New Year and Merry Christmas

Dear readers! As we approach the end of this year, we want to express one crucial sentiment: thank you for your trust and engagement.

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