Unibank Issued Preferred Shares with a Fixed Annual Dividend of 12%

YEREVAN, August 14, /ARKA/. Unibank announces a new issue of Class “G” convertible preferred shares, offering investors a fixed annual dividend of 12%. The total issue volume amounts to AMD 1.5 billion.

The placement will be completed by November 7, 2025. Both individuals and legal entities can purchase the shares. The nominal value of one share is AMD 390, with a minimum investment amount of AMD 1 million.

Amid declining deposit interest rates, investors are showing increased interest in reliable financial instruments. Unibank’s preferred shares offer both private and corporate investors the opportunity to earn a high fixed income and diversify their investment portfolios.

The shares will be listed on the Armenia Stock Exchange (AMX), making the investment even more attractive, as income from securities is exempt from taxation. The market maker for this issue is Armbrоk.

Unibank consistently implements its dividend policy, ensuring payments on both preferred and ordinary shares. Based on the results of 2023, a total of AMD 4.6 billion was allocated for dividend payments. In 2024, dividends nearly doubled to AMD 8.2 billion, reflecting the Bank’s steady financial performance and commitment to shareholder interests.

Unibank has a strong track record in the capital market, having completed eight share placements to date, including two issues of preferred shares. Minority shareholders currently hold around 20% of the Bank’s capital.

The Bank’s dividend policy ensures regular payments on both preferred and ordinary shares. In 2023, total dividends amounted to AMD 4.6 billion, and in 2024 this figure nearly doubled to AMD 8.2 billion, reflecting the Bank’s steady financial growth and commitment to shareholders.

The Bank’s financial performance further underscores its stability: in the first half of 2025, profit reached AMD 4.8 billion, capital stood at AMD 53 billion, assets increased by AMD 27 billion to AMD 364 billion, and liabilities grew by AMD 19 billion to AMD 311 billion.

Moody’s Investors Service has upgraded Unibank’s long-term deposit ratings to B1 with a stable outlook, driven by a significant improvement in the quality of the loan portfolio and the Bank’s profitability.-0-

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