Armenia’s banking system has strong capital and liquidity buffers – IMF

YEREVAN, October 17. /ARKA/. Armenia’s banking system demonstrates high profitability and has strong capital and liquidity buffers.

This was stated in a statement by the IMF following the visit of the Fund’s mission led by Alexander Timan to Yerevan from September 17-30.

According to the ARKA agency’s ranking based on Armenian bank reports, the net profit of Armenia’s banking system in the third quarter of 2025 amounted to 107.2 billion drams, an increase of 15.57% compared to the same quarter of 2024.

The total assets of Armenian banks as of September 30, 2025, amounted to 11.97 trillion drams (an increase of 20.15% compared to the same quarter of 2024), and the volume of loan investments amounted to 7.16 trillion drams. AMD (an increase of 28.89%), total liabilities – 9.94 trillion AMD (an increase of 20.09%), and total capital – 2.03 trillion AMD (an increase of 20.44%). ($1 – 382.59 AMD).-0-

spot_img

POPULAR

Central Bank of Armenia estimated “unexpected losses of banks” under a three-year stress scenario at 185 billion drams

Unexpected losses of the Armenian banking system on the horizon of three-year stress testing at the Central Bank are estimated at about 2% of risk-weighted assets, or about 185 billion drams, said Martin Galstyan, Chairman of the Central Bank of Armenia, presenting the financial stability report for 2025.

Euro, dollar, and ruble exchange rates against the Armenian dram rose: Central Bank of Armenia

The average market exchange rate for the US dollar against the Armenian dram, as of May 27, 2026, increased by 0.31 points compared to May 26, reaching 368.05 drams.

Unibank will not increase fixed-adjustable interest rates on loans secured by real estate

Unibank has decided to keep unchanged the fixed-adjustable interest rates on consumer and mortgage loans secured by real estate, which were scheduled to increase starting from May 2026.

Unibank Issues Perpetual Bonds with a 13.25% Annual Yield for Shareholders

Unibank has issued a new tranche of perpetual AMD-denominated bonds with a volume of AMD 9 billion, available exclusively to the bank’s shareholders.

“We are switching you to 5G, type a command”: IDBank warns about a fraud disguised as a “network update”

Amid the active expansion of fifth-generation mobile networks in Armenia, a rise in fraud activity has been recorded. Scammers, posing as employees of telecommunications companies, offer to “upgrade settings” or “activate 5G” using phone commands.

LATEST NEWS

spot_imgspot_imgspot_img