YEREVAN, January 23. /ARKA/. The net profit of Armenia’s banking sector for the year 2025 stood at 421.3 billion drams, reflecting a 16.01% increase from 2024. This information is substantiated by reports from Armenian banks, which have been published in compliance with international IFRS standards.
Furthermore, during the fourth quarter of 2025, the profits of banks totaled 113.43 billion drams, marking a 5.8% rise compared to the third quarter of the same year.
It is noteworthy that all 17 banks operating within Armenia concluded the previous year with profits. Among these, 16 banks reported an increase in their profits relative to 2024, while one bank, Araratbank, experienced a decline in profits. As of December 31, 2025, the total assets of Armenian banks reached 12.83 trillion drams, representing a 7.18% increase from the previous quarter of 2025 and a 16.40% rise compared to the same quarter in 2024.
The total volume of bank loan investments at the end of December 2025 was 7.7 trillion drams, which is a 5.93% increase from the end of September 2025 and a significant 22.66% rise compared to the end of December 2024.
At the conclusion of the fourth quarter of 2025, total liabilities amounted to 10.65 trillion drams, indicating a 7.11% increase from the third quarter of the same year and a 15.28% increase compared to the corresponding quarter of 2024.
The total capital of Armenian banks as of December 31, 2025, was 2.17 trillion drams, reflecting a 7.22% increase from the previous quarter of 2025 and a 22.23% increase compared to the fourth quarter of 2024. ($1 = 379.08 drams).-0-
