YEREVAN, April 21. /ARKA/. In February 2026, commercial bank deposits in Armenia decreased by 0.2% (MoM), while lending grew by 0.9% (MoM), according to the World Bank’s “Armenia Monthly Economic Update – April 2026.”
“Exchange-rate-adjusted annual growth remained stable: 17.1% for total deposits (YoY) and 25.3% for loans (YoY),” the study notes.
WB analysts also note that financial system indicators remained resilient: the capital adequacy ratio increased slightly to 20.6%, and the non-performing loan ratio stabilized at 1.3%.
According to the Central Bank, the total volume of loans issued by Armenian commercial banks amounted to 8.03 trillion drams at the end of February 2026, compared to 7.96 trillion drams in January of the same year. At the same time, the total volume of deposits attracted by Armenian commercial banks in January of this year amounted to 7.42 trillion drams, compared to 7.43 trillion drams in December of last year. ($1 – 372.85 drams)
