The Central Bank of Armenia is pursuing a fairly balanced and consistent policy to ensure the stability of the financial system, particularly in terms of digitalization and market transparency, according to Freedom Broker Armenia Director Hovak Hovakimyan.
In today’s rapidly evolving fintech landscape, true competitive advantage comes not only from offering online services, but also from the ability to integrate quickly and scale into new markets.
Acba Bank presented its experience at the conference "Board of Directors in Armenia: Challenges and Opportunities," emphasizing the key role of corporate governance in the development of the Armenian economy, the bank's press service reported.
The loan portfolio of Armenia's banking system increased by 29.89% in the third quarter of 2025 compared to the same quarter of 2024, reaching AMD 7.16 trillion.
The combined loan portfolio of 17 Armenia-based commercial banks upped by 6.11% in Q2 2025 compared to Q1 2025, amounting to AMD 6.82 trillion, according to a ranking compiled by the ARKA news agency.
Moody's Ratings has upgraded Converse Bank CJSC's long-term local and foreign currency bank deposit ratings to Ba3 from B1, aligning the Bank’s rating with Armenia’s sovereign rating.
Armenia's total public debt as of October 31, 2025, amounted to $14,173.212 million, a decrease of $22.676 million compared to September 30, 2025. This is stated in a report by the Statistical Committee of Armenia.
The net inflow of cross-border transfers to individuals in Armenia, received from abroad through the Armenian banking system, amounted to $1.15 billion in January-October 2025, compared to $1.05 billion in January-October 2024, according to a report from the Central Bank of the Republic.
The Executive Board of the International Monetary Fund (IMF) approved a new 36-month Stand-By Arrangement (SBA) with Armenia in the amount of SDR 128.8 million (100% of Armenia's IMF quota, or approximately $175 million).
In November, the inflation rate over the past 12 months in the Armenian consumer market reached 3.1%, as reported by the Statistical Committee (Armstat).
At the end of 2025, Armenia's state budget deficit will not exceed 5% instead of the planned 5.5%, resulting in public debt not exceeding 50% of GDP, Armenian Finance Minister Vahe Hovhannisyan announced Wednesday in parliament during the final discussion of the 2026 budget.
The capital market of Armenia is undergoing a significant transformation: there is an increasing interest in bonds, foreign investors are becoming more engaged, and there is a rising demand for new financial instruments, ranging from IPOs to digital assets
Interest in financial markets is growing in Armenia, and more and more people are thinking about how to build long-term capital. Many don't know where to start or how to avoid mistakes.
The need to improve financial literacy is increasingly being discussed in Armenia, but what does this really mean, and why is it important not only for individuals but for the entire economy?
Interest in investing in Armenia has grown significantly in recent years, and along with it, so has the need for accessible tools that allow one to take their first steps in the financial market.
The Central Bank of Armenia is pursuing a fairly balanced and consistent policy to ensure the stability of the financial system, particularly in terms of digitalization and market transparency, according to Freedom Broker Armenia Director Hovak Hovakimyan.
In today’s rapidly evolving fintech landscape, true competitive advantage comes not only from offering online services, but also from the ability to integrate quickly and scale into new markets.
Acba Bank presented its experience at the conference "Board of Directors in Armenia: Challenges and Opportunities," emphasizing the key role of corporate governance in the development of the Armenian economy, the bank's press service reported.
The loan portfolio of Armenia's banking system increased by 29.89% in the third quarter of 2025 compared to the same quarter of 2024, reaching AMD 7.16 trillion.
The combined loan portfolio of 17 Armenia-based commercial banks upped by 6.11% in Q2 2025 compared to Q1 2025, amounting to AMD 6.82 trillion, according to a ranking compiled by the ARKA news agency.
Moody's Ratings has upgraded Converse Bank CJSC's long-term local and foreign currency bank deposit ratings to Ba3 from B1, aligning the Bank’s rating with Armenia’s sovereign rating.
Armenia's total public debt as of October 31, 2025, amounted to $14,173.212 million, a decrease of $22.676 million compared to September 30, 2025. This is stated in a report by the Statistical Committee of Armenia.
The net inflow of cross-border transfers to individuals in Armenia, received from abroad through the Armenian banking system, amounted to $1.15 billion in January-October 2025, compared to $1.05 billion in January-October 2024, according to a report from the Central Bank of the Republic.
The Executive Board of the International Monetary Fund (IMF) approved a new 36-month Stand-By Arrangement (SBA) with Armenia in the amount of SDR 128.8 million (100% of Armenia's IMF quota, or approximately $175 million).
In November, the inflation rate over the past 12 months in the Armenian consumer market reached 3.1%, as reported by the Statistical Committee (Armstat).
At the end of 2025, Armenia's state budget deficit will not exceed 5% instead of the planned 5.5%, resulting in public debt not exceeding 50% of GDP, Armenian Finance Minister Vahe Hovhannisyan announced Wednesday in parliament during the final discussion of the 2026 budget.
The capital market of Armenia is undergoing a significant transformation: there is an increasing interest in bonds, foreign investors are becoming more engaged, and there is a rising demand for new financial instruments, ranging from IPOs to digital assets
Interest in financial markets is growing in Armenia, and more and more people are thinking about how to build long-term capital. Many don't know where to start or how to avoid mistakes.
The need to improve financial literacy is increasingly being discussed in Armenia, but what does this really mean, and why is it important not only for individuals but for the entire economy?
Interest in investing in Armenia has grown significantly in recent years, and along with it, so has the need for accessible tools that allow one to take their first steps in the financial market.
On March 5, Armenia successfully placed Eurobonds totaling $750 million on the international capital market, with a yield of 7.1% and a maturity of 10 years, the press service of the Ministry of Finance reported.
Armenia Securities Exchange welcomed the Armenian Eurobond (XS2010043904) to start trading on its platform. A total of USD500 million in Eurobonds was placed earlier on September 26, it said in a news release today
In late June 2016 Armenia’s external public debt stood at $4.470 billion, an increase of 3.6% when compared to the beginning of the year, according to the latest numbers, released by the National Statistical Service (NSS)
A total of $1.5 million worth Eurobonds were traded at Armenia’s secondary securities market in 2015 July, down from $4.7 million traded in June, the Central Bank said in its monthly bulletin for July 2015
Eurobond transactions at Armenia’s secondary market totaled $8 million in March 2015, down from $24.2 million in February, the Central Bank of Armenia says in its monthly bulletin for March
The recent Eurobond issue has created a buffer zone for the government in Armenia amid uncertainty over economic growth and state funds, the head of IMF mission in Armenia Mark Horton told reporters on Wednesday
Tatul Manaseryan, head of a Yerevan-based think tank called 'Alternative', said to ARKA that a market study suggests there are all grounds for the government to sell successfully $500 million Eurobonds
Armenia’s Eurobond transactions amounted to $2.6 million in the secondary market in October, compared to $3.4 million in the month before, the Central Bank of Armenia reports in its monthly information bulletin for October 2014
Eurobond transactions at Armenia’s secondary market amounted to $5.14 million in July, as compared to $2.5 million in June, the Central Bank of Armenia says in a fresh issue of its monthly bulletin
Eurobond transactions at Armenia’s secondary market totaled $2.5 million in June 2014 against $1 million in May 2014, the Central Bank of Armenia says in a fresh issue of its monthly bulletin
