Armenia’s banking system profit in Q3 2025 increased by 15.75% to 107.2 billion drams

YEREVAN, October 17. /ARKA/. The net profit of Armenia’s banking system in the third quarter of 2025 amounted to 107.2 billion drams, an increase of 15.57% compared to the same quarter of 2024, and a 7.39% increase compared to the second quarter of this year. This is evidenced by data from Armenian banks’ reports published in accordance with international IFRS standards.

Moreover, for the first nine months of this year, banks’ profits amounted to approximately 307.3 billion drams.

It should be noted that all 17 banks operating in Armenia ended the third quarter with a profit. Of these, 11 banks increased their profits compared to the third quarter of 2024, while six banks saw a decrease in profits. Total assets of Armenian banks as of September 30, 2025 amounted to 11.97 trillion drams (a 5.09% decline compared to the previous quarter of 2025, and a 20.15% increase compared to the same quarter of 2024).

The volume of bank loan investments at the end of September amounted to 7.16 trillion drams, an increase of 5.02% compared to the second quarter of 2025, and 28.89% compared to the third quarter of 2024.

Total liabilities at the end of the third quarter of 2025 amounted to 9.94 trillion drams, representing a 2.99% increase compared to the second quarter of the same year, and a 20.09% increase compared to the corresponding quarter of 2024.

The total capital of Armenian banks as of September 30, 2025 amounted to AMD 2.03 trillion, an increase of 3.50% compared to the previous quarter of this year and 20.44% compared to the corresponding quarter of the previous year. ($1 – AMD 382.48).

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